362 Co Rd 3973, Arley, AL 35541 Property Records

Winston County property record for 362 Co Rd 3973, Arley, AL 35541

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,823 sqft · built 2017
Lot Size	4.81 acres (209,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,900,000 (May 2026)
Tax Bill	$4,170 (2026)
Deeds & Mortgages	May 2026 Sale May 2026 Line of Credit + 2 more
Flood Zone	Zone A (high risk)
APN	`19119`

Property Details

APN / Parcel Number

Primary APN	`19119`
Alternative APN	`67 20 03 08 0 200 007.005`

Interior

Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,823 sqft Living Area
1st Floor Area	2,643 sqft
Upper Floors Area	180 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	209,720 sqft (4.81 acres)
Lot Dimensions	200 ft deep x 1,048 ft wide
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	386 sqft
Cabin	Cabin
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	19119
Street Address	362 COUNTY ROAD 3973
City	ARLEY
State	AL
Zip	35541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 RESERVED OF DISMAL BAY SD S8 T12 R6
Legal Range	06W
Legal Township	12S
Legal Section	08
Legal Subdivision	DISMAL BAY
Legal Lot Number	3
Jurisdiction	WINSTON AL
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2014
Census Tract	965502

Owner

Source: Winston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 HARBOR RD, WINFIELD, AL 35594-5829
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 1, 2026	Deed of Trust, Mortgage · Line of Credit SERVISFIRST BANK
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Feb 22, 2017	Deed of Trust, Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Oct 26, 2016
Deed Book / Page	2026 / 2776
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINSTON AL
Recording Date	May 27, 2026
Property Address	362 COUNTY ROAD 3973, ARLEY, AL 35541
Document Number	2026002776
Book / Page	2026 / 2776
Instrument Date	May 21, 2026
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$191,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1007 HARBOR RD, WINFIELD, AL 35594-5829

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Recording Date	May 1, 2026
Property Address	362 COUNTY ROAD 3973, ARLEY, AL 35541
Document Number	2026003886
Book / Page	2026 / 3886
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 COUNTY ROAD 3973, ARLEY, AL 35541-2835

Mortgage

Document Number	2026003886,
Date	May 1, 2026
Book Page	2026/3886

Lender

Name	SERVISFIRST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	362 COUNTY ROAD 3973, ARLEY, AL 35541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	622/945
Date	Nov 14, 2017
Book Page	622/945

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	362 COUNTY ROAD 3973, ARLEY, AL 35541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	615/432
Date	Feb 22, 2017
Book Page	615/432

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

Source: Winston County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Winston County
Unified School District	Winston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,170.00 (+3.81%)
2025	$4,017.00 (+6.95%) Additional exemption filed	$144,960 (+6.89%)	$1,449,600 (+6.9%) Land $648,000 Building $801,600
2024	$3,756.00 (+4.33%) Additional exemption filed	$135,620 (+4.27%)	$1,356,036 (+4.28%) Land $629,100 Building $726,936
2023	$3,600.00 (+23.37%) Additional exemption filed	$130,060 (+23.07%)	$1,300,396 (+23.06%) Land $629,100 Building $671,296
2022	$2,918.00 Additional exemption filed	$105,680	$1,056,696 Land $440,400 Building $616,296

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 3973

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures