578 Cedar Dr, Nicholson, GA 30565 Property Records

Jackson County property record for 578 Cedar Dr, Nicholson, GA 30565

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1960
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jul 2025)
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`014 005H`

Property Details

APN / Parcel Number

Primary APN	`014 005H`
Alternative APN	`254`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Heated Area
1st Floor Area	1,092 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Slab
Porch Area	467 sqft
Shed	1 Shed
Shed Area	580 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	254
Street Address	578 CEDAR DR
City	NICHOLSON
State	GA
Zip	30565-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.00 ACRES TRACT 3 PLAT BOOK 6 PAGE 267
Legal Tract	3
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	5
Census Block	5051
Census Tract	10500

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4918 OLD CORNELIA HWY, LULA, GA 30554-2743
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jul 7, 2025	Limited Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE
Feb 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 26, 2017	Quit Claim Deed, Mortgage · Conventional with PMI UNITED CMNTY MTG SVCS
Dec 4, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Jan 23, 2020 · Amount on Record
Deed Book / Page	116C / 197
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Sep 2, 2026
Property Address	578 CEDAR DR, NICHOLSON, GA 30565-1805
Document Number	0121000385
Book / Page	121T / 385
Instrument Date	Aug 27, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 CEDAR DR, NICHOLSON, GA 30565-1805

Mortgage

Document Number	0121000385,
Date	Sep 2, 2026
Book Page	121T/385

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

July 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 7, 2025
Property Address	578 CEDAR DR, NICHOLSON, GA 30565-1805
Document Number	00116C0197
Book / Page	116C / 197
Instrument Date	Jul 3, 2025
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4918 OLD CORNELIA HWY, LULA, GA 30554-2743

Mortgage

Document Number	000116C199
Date	Jul 7, 2025
Instrument	116C/199

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2055

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 3, 2020
Property Address	578 CEDAR DR, NICHOLSON, GA 30565-1805
Document Number	00087X0564
Book / Page	00087X / 000564
Instrument Date	Jan 23, 2020
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 CEDAR DR NICHOLSON GA 305651805, NICHOLSON, GA 30565-1805

December 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 26, 2017
Property Address	578 CEDAR DR, NICHOLSON, GA 30565-1805
Document Number	00079G0583
Book / Page	00079G / 000583
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	578 CEDAR DR NICHOLSON GA 305651805, NICHOLSON, GA 30565-1805

Mortgage

Document Number	79G0584
Date	Dec 26, 2017
Book Page	00079G/000584

Lender

Name	UNITED CMNTY MTG SVCS
Type	Mortgage Company
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 25, 2032

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 4, 2017
Property Address	578 CEDAR DR, NICHOLSON, GA 30565-1805
Document Number	00079C0187
Book / Page	00079C / 000187
Instrument Date	May 30, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Nicholson City
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,800 (-) Land $40,120 Building $34,680	$187,000 (-) Land $100,300 Building $86,700
2025	$1,995.00 (-0.99%)	$74,800 (-) Land $40,120 Building $34,680	$187,000 (-) Land $100,300 Building $86,700
2024	$2,015.00 (+2.54%)	$74,800 (+5.95%) Land $40,120 Building $34,680	$187,000 (+5.95%) Land $100,300 Building $86,700
2023	$1,965.00 (+69.98%)	$70,600 (+85.59%) Land $40,120 Building $30,480	$176,500 (+85.59%) Land $100,300 Building $76,200
2022	$1,156.00	$38,040 Land $13,640 Building $24,400	$95,100 Land $34,100 Building $61,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NICHOLSON WATER AUTHORITY serves 3,218 people · EPA ID GA1570004
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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