490 Cedar Dr, Nicholson, GA 30565 Property Records

Jackson County property record for 490 Cedar Dr, Nicholson, GA 30565

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,710 sqft · built 1971
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`014 005J`

Property Details

APN / Parcel Number

Primary APN	`014 005J`
Alternative APN	`256`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,710 sqft Heated Area
1st Floor Area	1,710 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1982
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	66,647 sqft (1.53 acres)
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	256
Street Address	490 CEDAR DR
City	NICHOLSON
State	GA
Zip	30565-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLAT BOOK 34 PAGE 115
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	5
Census Block	5051
Census Tract	10500

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 CEDAR DR, NICHOLSON, GA 30565-1804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK
Mar 19, 2019	Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	490 CEDAR DR, NICHOLSON, GA 30565-1804
Document Number	00092J0791
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 CEDAR DR NICHOLSON GA 305651804, NICHOLSON, GA 30565-1804

Mortgage

Document Number	00092J0791
Date	Nov 5, 2020
Book Page	00092J/000791

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 4, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	490 CEDAR DR, NICHOLSON, GA 30565-1804
Document Number	00084F0064
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 CEDAR DR NICHOLSON GA 305651804, NICHOLSON, GA 30565-1804

Mortgage

Document Number	00084F0064
Date	Apr 18, 2019
Book Page	00084F/000064

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	COMMERCE, GA 30529

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 17, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Nicholson City
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,280 (-) Land $34,520 Building $58,760	$233,200 (-) Land $86,300 Building $146,900
2025	$2,439.00 (-1.01%) Homeowner's exemption	$93,280 (-) Land $34,520 Building $58,760	$233,200 (-) Land $86,300 Building $146,900
2024	$2,464.00 (+29.62%) Homeowner's exemption	$93,280 (+7.91%) Land $34,520 Building $58,760	$233,200 (+7.91%) Land $86,300 Building $146,900
2023	$1,901.00 (+23.52%) Homeowner's exemption	$86,440 (+64.84%) Land $34,520 Building $51,920	$216,100 (+64.84%) Land $86,300 Building $129,800
2022	$1,539.00 Homeowner's exemption	$52,440 Land $11,720 Building $40,720	$131,100 Land $29,300 Building $101,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NICHOLSON WATER AUTHORITY serves 3,218 people · EPA ID GA1570004
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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