5777 Monroe St, Baker, FL 32531 Property Records

Okaloosa County property record for 5777 Monroe St, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 2014
Lot Size	0.157 acres (6,832 sqft)
Owner	2 Individual Names on File
Last Sale	$117,500 (Sep 2014)
Tax Bill	$677 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C56-001-046-1637-0`

Property Details

APN / Parcel Number

Primary APN	`C56-001-046-1637-0`
Alternative APNs	`06-3N-24-2760-0014-0160` `24N306276000140160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,746 sqft
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	6,832 sqft (0.157 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	286 sqft
Porch	Finished/Open Porch
Porch Area	120 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5777 MONROE ST
City	BAKER
State	FL
Zip	32531-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAKER LOT 16 BLK 14
Legal Range	24W
Legal Township	03N
Legal Section	06
Legal Subdivision	BAKER
Legal Block	14
Legal Lot Number	16
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2048
Census Tract	20102

Owner

Source: Okaloosa County records · APN C56-001-046-1637-0

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5777 MONROE ST, BAKER, FL 32531-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2014 · Amount on Record
Deed Sale	Sep 19, 2014 · Amount on Record
Deed Document Number	20142951757
Deed Book / Page	3164 / 4151
Prior Transfer Date	Oct 17, 2012
Prior Transfer Doc	0030610714
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5777 MONROE ST, BAKER, FL 32531-2603
Document Number	0034502598
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5777 MONROE ST BAKER FL 325312603, BAKER, FL 32531-2603

Mortgage

Document Number	0034502598
Date	Mar 18, 2020
Book Page	003450/002598
Instrument	3345531

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$677.00 (+8.84%) Homeowner's exemption	$94,996 (+5.99%)	$156,525 (+4.25%) Land $6,603 Building $149,922
2023	$622.00 (+3.15%) Homeowner's exemption	$89,630 (+3%)	$150,143 (+8.38%) Land $5,609 Building $144,534
2022	$603.00 Homeowner's exemption	$87,019	$138,533 Land $5,242 Building $133,291

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 119 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.