5771 Monroe St, Baker, FL 32531 Property Records

Okaloosa County property record for 5771 Monroe St, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,247 sqft · built 2023
Lot Size	0.643 acres (28,050 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Aug 2023)
Tax Bill	$853 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-132-3347-2`

Property Details

APN / Parcel Number

Primary APN	`C56-001-132-3347-2`
Alternative APN	`06-3N-24-2760-0014-0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,247 sqft Heated Area
Gross Area	1,827 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2023
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	28,050 sqft (0.643 acres)
Lot Width	50 ft Width
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5771 MONROE ST
City	BAKER
State	FL
Zip	32531-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAKER LOT 13 BLK 14
Legal Range	24
Legal Section	06
Legal Subdivision	BAKER
Legal Block	14
Legal Lot Number	13
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2048
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5771 MONROE ST, BAKER, FL 32531-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · VA Mortgage TOWNE MORTGAGE CO
Aug 3, 2023	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Deed Document Number	3639400
Deed Book / Page	3686 / 1796
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5771 MONROE ST, BAKER, FL 32531-2603
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5771 MONROE ST, BAKER, FL 32531-2603

Mortgage

Document Number	0003784085
Date	Nov 12, 2025
Instrument	3784085

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 3, 2023
Property Address	5771 MONROE ST, BAKER, FL 32531-2603
Document Number	0036861796
Book / Page	3686 / 1796
Map Reference	MB 1 PG 12
Instrument Date	Jul 26, 2023
Instrument	3639400
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37846 PRAIRIE ROSE LOOP, ZEPHYRHILLS, FL 33542-2203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5771 MONROE ST, BAKER, FL 32531-2603

Mortgage

Document Number	0036861797
Date	Aug 3, 2023
Instrument	3686/1797

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$853.00 (+464.9%) Homeowner's exemption Veteran's exemption	$197,410 (+3,880.04%)	$201,838 (+3,969.31%) Land $5,838 Building $196,000
2023	$151.00 (+190.38%)	$4,960 (+7.01%) Land $4,960	$4,960 (+7.01%) Land $4,960
2022	$52.00	$4,635 Land $4,635	$4,635 Land $4,635

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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