5777 Loring Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 5777 Loring Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,722 sqft · built 1989
Lot Size	0.473 acres (20,647 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2019)
Tax Bill	$1,546 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1N-28-0575-00C00-0100`

Property Details

APN / Parcel Number

Primary APN	`18-1N-28-0575-00C00-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,722 sqft Heated Area
Gross Area	2,469 sqft
1st Floor Area	2,163 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	20,647 sqft (0.473 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	181N28057500C000100
Street Address	5777 LORING DR
City	MILTON
State	FL
Zip	32583-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHANNING WOODS ESTATE LOT 10 BLK C AS DES IN OR 3879 PG 1558
Legal Range	28W
Legal Township	01N
Legal Section	18
Legal Subdivision	CHANNING WOODS EST
Legal Block	C
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1000
Census Tract	10711

Owner

5777 Loring Dr is owned and occupied by an individual who bought it in October 2019.

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5777 LORING DR, MILTON, FL 32583-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2019 · Amount on File
Deed Sale	Oct 14, 2019 · Amount on File
Prior Sale	Sep 14, 1998 · Amount on File
Deed Document Number	201945999
Deed Book / Page	3879 / 1558
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 14, 2019
Property Address	5777 LORING DR, MILTON, FL 32583-1615
Document Number	0038791558
Book / Page	3879 / 1558
Map Reference	MB D PG 37
Instrument Date	Oct 10, 2019
Instrument	201945999
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12620 AUSTIN RD, 12620, BROOKLYN, MI 49230-8532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5777 LORING DR, MILTON, FL 32583-1615

Mortgage

Document Number	0038791560
Date	Oct 14, 2019
Instrument	3879/1560

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,546.00 (+9.96%) Homeowner's exemption	$151,420 (+3%)	$190,604 (+2.16%) Land $28,000 Building $162,604
2023	$1,406.00 (+3.08%) Homeowner's exemption	$147,010 (+3%)	$186,571 (+2.13%) Land $26,000 Building $160,571
2022	$1,364.00 Homeowner's exemption	$142,728	$182,681 Land $24,000 Building $158,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5777 Loring Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2014–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5777 Loring Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20