5765 Loring Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 5765 Loring Dr, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,598 sqft · built 1994
Lot Size0.433 acres (18,861 sqft)
Owner2 Company Names on Record
Tax Bill$1,077 (2025)
Deeds & MortgagesAug 2026 Sale
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN18-1N-28-0575-00C00-0130

Property Details

APN / Parcel Number

Primary APN18-1N-28-0575-00C00-0130
Alternative APN
  • N28118057500C000130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,598 sqft Living Area
Gross Area2,403 sqft
1st Floor Area1,598 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area18,861 sqft (0.433 acres)
Lot Dimensions189 ft deep x 100 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area124 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5765 LORING DR
CityMILTON
StateFL
Zip32583-1615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCHANNING WOODS ESTATE LOT13 BLK C AS DES IN OR 1419 PG 944
Legal Range28W
Legal Township1N
Legal Section18
Legal SubdivisionCHANNING WOODS EST
Legal BlockC
Legal Lot Number13
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1000
Census Tract10711

Owner

Source: Santa Rosa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5765 LORING DR, MILTON, FL 32583-1615
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
May 30, 2017Deed of Trust, Mortgage · Line of Credit
PEN AIR FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 3, 2026
Transfer Doc0000040460
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateAug 11, 2026
Property Address5765 LORING DR, MILTON, FL 32583-1615
Document Number0000040460
Book / Page4777 / 564
Instrument DateAug 3, 2026
Instrument202640460
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5765 LORING DR, MILTON, FL 32583-1615

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5765 LORING DR, MILTON, FL 32583-1615
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036280930
DateMay 30, 2017
Book Page3628/0930
Instrument201721513
Lender
NamePEN AIR FCU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 29, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,077.00 (+3.26%)$113,744 (+2.9%)$178,151 (+2.32%) Land $28,000 Building $150,151
2024$1,043.00 (+17.72%) Homeowner's exemption$110,538 (+3%)$174,119 (+2.17%) Land $28,000 Building $146,119
2023$886.00 (+3.75%) Homeowner's exemption$107,318 (+3%)$170,427 (+2.15%) Land $26,000 Building $144,427
2022$854.00 Homeowner's exemption$104,192$166,847 Land $24,000 Building $142,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2014–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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