5775 Black Bear Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 5775 Black Bear Rd, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 640 sqft · built 1980
Lot Size	7.61 acres (331,797 sqft)
Owner	Individual Name on Record
Last Sale	$425,600 (May 2026)
Tax Bill	$1,281 (2026)
Deeds & Mortgages	Jun 2018 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0516472`

Property Details

APN / Parcel Number

Primary APN	`R0516472`
Alternative APNs	`05-1997-16-2-01-13-0000` `0000013381`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	331,797 sqft (7.61 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000013381
Street Address	5775 BLACK BEAR RD
City	HELENA
State	MT
Zip	59602-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S16, T11 N, R01 W, C.O.S. 339581 & 381609, ACRES 7.617, REMAINDER TRACT COS 339581 & LOT 10 COS 381609, IN PLACER MS 1813
Legal Subdivision	YORK GULCH MINOR SUBD
Legal Lot Number	10
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	WOLF CREEK
Census Block Group	3
Census Block	3040
Census Tract	300

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5775 BLACK BEAR RD, HELENA, MT 59602-9773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
May 29, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	20263450395
Deed Book / Page	65 / 4092
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	5775 BLACK BEAR RD, HELENA, MT 59602-9773
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M54/3515
Date	Jun 27, 2018
Book Page	M54/3515
Instrument	3323317

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	May 20, 2026
Property Address	5775 BLACK BEAR RD, HELENA, MT 59602-9773
Document Number	0003450395
Book / Page	65 / 4092
Instrument Date	May 19, 2026
Instrument	2026.3450395
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	TITLE ONE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5775 BLACK BEAR RD, HELENA, MT 59602-9773

Mortgage

Document Number	0003450396,
Date	May 20, 2026
Instrument	2026.3450396

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	5775 BLACK BEAR RD, HELENA, MT 59602-9773
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M54/3515
Date	Jun 27, 2018
Book Page	M54/3515
Instrument	3323317

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	May 29, 2020
Property Address	5775 BLACK BEAR RD, HELENA, MT 59602-9773
Document Number	00M57/1396
Book / Page	M57 / 1396
Map Reference	DOC 381609
Instrument Date	May 29, 2020
Instrument	3355542
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5775 BLACK BEAR RD, HELENA, MT 59602-9773

Mortgage

Document Number	0003355543
Date	May 29, 2020
Instrument	3355543

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Unified School District	East Helena K-12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,281.00 (+10.72%)	$297,200 (-)
2025	$1,157.00 (-55.6%)	$297,200 (+3.59%)	$297,200 (+3.59%) Land $91,781 Building $205,419
2023	$2,606.00	$286,900	$286,900 Land $105,128 Building $181,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 89% of Montana
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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