5772 Whispering Woods Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5772 Whispering Woods Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,926 sqft · built 1991
Lot Size	0.998 acres (43,473 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2019)
Tax Bill	$1,969 (2024)
Deeds & Mortgages	Jul 2025 Second Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-2N-29-5699-00A00-0010`

Property Details

APN / Parcel Number

Primary APN	`34-2N-29-5699-00A00-0010`
Alternative APN	`N29234569900A000010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,926 sqft Living Area
Gross Area	2,805 sqft
1st Floor Area	1,926 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	43,473 sqft (0.998 acres)
Lot Dimensions	290 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	215 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5772 WHISPERING WOODS DR
City	PACE
State	FL
Zip	32571-8352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	LOT 1 BLK A WHISPERING WOODS AS DES IN OR 3866 PG 554 & AS DES IN OR 4637 PG 1327
Legal Range	29W
Legal Township	2N
Legal Section	34
Legal Subdivision	WHISPERING WOODS/ALL
Legal Block	A
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2000
Census Tract	10301

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5772 WHISPERING WOODS DR, MILTON, FL 32571-8352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 3, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Prior Sale	Sep 25, 2003 · Amount on Record
Deed Document Number	201939150
Deed Book / Page	3866 / 554
Last Transfer Date	Jul 15, 2025
Transfer Doc	0046371327
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5772 WHISPERING WOODS DR, PACE, FL 32571-8352
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5772 WHISPERING WOODS DR, MILTON, FL 32571-8352

Mortgage

Document Number	0046380932
Date	Jul 17, 2025
Book Page	4638/932
Instrument	202532755

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5772 WHISPERING WOODS DR, PACE, FL 32571-8352
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5772 WHISPERING WOODS DR, PACE, FL 32571-8352
Investor	Possibly a Property Investor

Mortgage

Document Number	0042470857
Date	Feb 17, 2022
Book Page	4247/857
Instrument	202209523

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 3, 2019
Property Address	5772 WHISPERING WOODS DR, PACE, FL 32571-8352
Document Number	0038660554
Book / Page	3866 / 0554
Map Reference	MB E PG 96
Instrument Date	Aug 30, 2019
Instrument	201939150
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2701 WALLACE RD, 2701, BREWTON, AL 36426-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5772 WHISPERING WOODS DR, MILTON, FL 32571-8352

Mortgage

Document Number	0003866557
Date	Sep 3, 2019
Instrument	3866/557

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$192,430 (+2.9%)	$253,686 (+6.83%) Land $45,000 Building $208,686
2024	$1,969.00 (+5.97%) Homeowner's exemption	$187,007 (+3%)	$237,463 (+0.99%) Land $45,000 Building $192,463
2023	$1,858.00 (+2.82%) Homeowner's exemption	$181,560 (+3%)	$235,128 (+4.99%) Land $45,000 Building $190,128
2022	$1,807.00 Homeowner's exemption	$176,272	$223,951 Land $36,000 Building $187,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	4 (2014–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream.

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