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5735 Whispering Woods Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5735 Whispering Woods Dr, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,434 sqft · built 1998
OwnerIndividual Name on Record
Last Sale$410,000 (Apr 2024)
Tax Bill$2,530 (2024)
Deeds & MortgagesOct 2022 Mortgage
Apr 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN34-2N-29-5699-00B00-0060

Property Details

APN / Parcel Number

Primary APN34-2N-29-5699-00B00-0060

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,434 sqft Heated Area
Gross Area3,904 sqft
1st Floor Area3,257 sqft
Upper Floors Area1,126 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Garage Area823 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area432 sqft
Patio Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number342N29569900B000060
Street Address5735 WHISPERING WOODS DR
CityPACE
StateFL
Zip32571-8363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionWHISPERING WOODS LOT 6 BLK B AS DES IN OR 4493 PG 1914
Legal Range29W
Legal Township02N
Legal Section34
Legal SubdivisionWHISPERING WOODS/ALL
Legal BlockB
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2000
Census Tract10301

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5735 WHISPERING WOODS DR, PACE, FL 32571-8363
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2022Deed of Trust, Mortgage · FHA Mortgage
NAVY FCU
Apr 18, 2024Warranty Deed, Transfer · Conventional Mortgage
SYNOVUS BANK
Jul 13, 2017Warranty Deed, Transfer · FHA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2024 · Amount on Record
Deed SaleApr 18, 2024 · Amount on Record
Prior SaleJul 13, 2017 · Amount on Record
Deed Document Number202416895
Deed Book / Page4493 / 1914
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5735 WHISPERING WOODS DR, PACE, FL 32571-8363
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5735 WHISPERING WOODS DR, PACE, FL 32571-8363

Mortgage

Document Number0043350508
DateOct 13, 2022
Book Page4335/508
Instrument202258375
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term298 Months
DueAug 1, 2047

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 18, 2024
Property Address5735 WHISPERING WOODS DR, PACE, FL 32571-8363
Document Number0044931914
Book / Page4493 / 1914
Map ReferenceMB E PG 96
Instrument DateApr 16, 2024
Instrument202416895
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanySURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9540 NATURE CREEK CIR, PENSACOLA, FL 32526-4596

Transferred To (Grantee/Buyer)

NameVerified Name
Address5735 WHISPERING WOODS DR, PACE, FL 32571-8363

Mortgage

Document Number0202416896
DateApr 18, 2024
Instrument202416896
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 13, 2017
Property Address5735 WHISPERING WOODS DR, PACE, FL 32571-8363
Document Number0036420686
Book / Page003642 / 000686
Instrument DateJul 12, 2017
Instrument28520
Transaction TypeTransfer
Record UpdatedJul 26, 2017
Title CompanyEMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address488 SCEPTER CT CANTONMENT FL 325337675, CANTONMENT, FL 32533-7675

Mortgage

Document Number36420689
DateJul 13, 2017
Book Page003642/000689
Instrument28521
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,530.00 (+8.44%) Homeowner's exemption$224,350 (+3%)$341,266 (+13.56%) Land $45,000 Building $296,266
2023$2,333.00 (+2.68%) Homeowner's exemption$217,816 (+3%)$300,522 (+5.54%) Land $45,000 Building $255,522
2022$2,272.00 Homeowner's exemption$211,472$284,760 Land $36,000 Building $248,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims4 (2014–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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