565 Yellowstone Dr, Elgin, IL 60123 Property Records

Kane County property record for 565 Yellowstone Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,840 sqft · built 1987
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,000 (Mar 2000)
Tax Bill	$7,739 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-427-022`

Property Details

APN / Parcel Number

Primary APN	`06-09-427-022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
Gross Area	2,590 sqft
Basement Area	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	565 YELLOWSTONE DR
City	ELGIN
State	IL
Zip	60123-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 6 LOT 185
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	185
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3018
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	565 YELLOWSTONE DR, ELGIN, IL 60123-2521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 15, 2021	Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY
Nov 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2000 · Amount on Record
Deed Sale	Mar 28, 2000 · Amount on Record
Prior Sale	Dec 5, 1995 · Amount on Record
Deed Document Number	200022321
Last Transfer Date	Nov 10, 2021
Transfer Doc	0000085897
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	565 YELLOWSTONE DR, ELGIN, IL 60123-2521
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002025
Date	Jan 11, 2022
Instrument	2022K002025

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	60813

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KANE IL
Recording Date	Nov 15, 2021
Property Address	565 YELLOWSTONE DR, ELGIN, IL 60123-2521
Document Number	0000085897
Instrument Date	Nov 10, 2021
Instrument	2021K085897
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 JAMES DR, HAMPSHIRE, IL 60140-8291

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 15, 2021
Property Address	565 YELLOWSTONE DR, ELGIN, IL 60123-2521
Document Number	0000085898
Instrument Date	Nov 10, 2021
Instrument	2021K085898
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	565 YELLOWSTONE DR, ELGIN, IL 60123-2521

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,739.00 (+14.26%) Homeowner's exemption Senior Citizen's exemption	$117,446 (+8.57%) Land $34,594 Building $82,852	$352,479 (+8.57%) Land $103,824 Building $248,655
2024		$108,175 (+21.39%) Land $31,863 Building $76,312	$324,655 (+21.44%) Land $95,627 Building $229,028
2022	$6,773.00 (+4.99%) Homeowner's exemption	$89,111 (+6.96%) Land $26,248 Building $62,863	$267,333 (+6.96%) Land $78,744 Building $188,589
2021	$6,451.00 Homeowner's exemption	$83,312 Land $24,540 Building $58,772	$249,936 Land $73,620 Building $176,316

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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