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577 Whitlock Rd, Richmond, KY 40475 Property Records

Madison County property record for 577 Whitlock Rd, Richmond, KY 40475 · Last verified July 2026

Property Summary

Property TypeMobile Home
Details972 sqft
Lot Size47.7 acres (2,079,119 sqft)
OwnerIndividual Name on File
Last Sale$55,000 (Apr 2023)
Tax Bill$447 (2025)
Deeds & MortgagesNov 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN0010-0000-0013-A

Property Details

APN / Parcel Number

Primary APN0010-0000-0013-A
Alternative APNs
  • 124028
  • 82385
  • 45468

Interior

Stories1 Story
Building Area972 sqft Living Area

Exterior

Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Lot Area2,079,119 sqft (47.7 acres)
Garage TypeDetached

Location & Zoning

Account Number45468
Street Address577 WHITLOCK RD
CityRICHMOND
StateKY
Zip40475-9498
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionTRACT 1 (10.067 ACRES)
Legal SubdivisionLARRY MARCUM
Legal Tract1
JurisdictionMADISON KY
Township / Civil DivisionCOTTONBURG-VALLEY VIEW
Census Block Group1
Census Block1031
Census Tract10801

Owner

Source: Madison County records · APN 0010-0000-0013-A

Assessment roll updated December 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address116 MEADOWLARK DR, RICHMOND, KY 40475-2238
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 12, 2023 · Amount on Record
Deed SaleApr 12, 2023 · Amount on Record
Prior SaleDec 18, 2019 · Amount on Record
Deed Document Number2023139872
Deed Book / Page836 / 649
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address583 WHITLOCK RD, RICHMOND, KY 40475-9498
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01991/712
DateNov 02, 2020
Book PageM01991/712
Instrument2014023257
Lender
Name1ST TRUST BANK INC
TypeBank
AddressRICHMOND, KY 40475
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term11 Months
DueOct 28, 2021

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$447.00 (-2.83%)$47,500 (-)$47,500 (-)
2023$460.00$47,500$47,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510108011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims10 (2015–2026)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2026, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 6 claims
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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