561 Whitlock Rd, Richmond, KY 40475 Property Records

Madison County property record for 561 Whitlock Rd, Richmond, KY 40475

Property Summary

Property Type	Other
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Tax Bill	$113 (2025)
Deeds & Mortgages	Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0010-0000-0013-B1`

Property Details

APN / Parcel Number

Primary APN	`0010-0000-0013-B1`
Alternative APNs	`117854` `80904` `47271`

Exterior

Lot Area	44,431 sqft (1.02 acres)

Location & Zoning

Account Number	47271
Street Address	561 WHITLOCK RD
City	RICHMOND
State	KY
Zip	40475-9498
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	TRACT 1-A (1.02 ACRES)
Legal Tract	1
Jurisdiction	MADISON KY
Township / Civil Division	COTTONBURG-VALLEY VIEW
Census Block Group	1
Census Block	1031
Census Tract	10801

Owner

561 Whitlock Rd is owned and occupied by an individual who acquired it in August 2021.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	559 WHITLOCK RD, RICHMOND, KY 40475-9498
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 3, 2021
Transfer Doc	00D809/476
Record Updated	Jun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Aug 3, 2021
Property Address	561 WHITLOCK RD, RICHMOND, KY 40475-9498
Document Number	00D809/476
Book / Page	D809 / 476
Map Reference	MB 29 PG 265
Instrument Date	Jul 23, 2021
Instrument	2014046749
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	559 WHITLOCK RD, RICHMOND, KY 40475-9498

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 WHITLOCK RD, RICHMOND, KY 40475-9498

Tax Assessment & Valuation

The 2025 property tax bill for 561 Whitlock Rd was $113 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$113.00 Additional exemption filed	$12,000	$12,000
2023	$116.00	$12,000	$12,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 561 Whitlock Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (2015–2026)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 6 claims Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 561 Whitlock Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20