577 Sabin Rd, Spencer, NY 14883 Property Records

Tioga County and Spencer Town property record for 577 Sabin Rd, Spencer, NY 14883

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,667 sqft · built 1900
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,282 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`493489 68.00-1-63.1`

Property Details

APN / Parcel Number

Primary APN	`493489 68.00-1-63.1`
Alternative APN	`00000005273`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,667 sqft Living Area
1st Floor Area	928 sqft
2nd Floor Area	192 sqft
Upper Floors Area	547 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	110,207 sqft (2.53 acres)
Shed	1 Shed
Shed Area	1,000 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000005273
Street Address	577 SABIN RD
City	SPENCER
State	NY
Zip	14883-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	63.001
Jurisdiction	TIOGA NY
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3038
Census Tract	20701

Owner

Source: Tioga County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	577 SABIN RD, SPENCER, NY 14883-9574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Warranty Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 6, 2017	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Nov 6, 2017	Intrafamily Transfer, Transfer NOT AVAILABLE, JOHN W. MALONEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021
Deed Sale	Dec 6, 2021
Prior Sale	Nov 6, 2017 · Amount on Record
Deed Document Number	202120210-00006030
Prior Transfer Date	Nov 1, 2021
Prior Transfer Doc	2021000006030
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Dec 6, 2021
Property Address	577 SABIN RD, SPENCER, NY 14883-9574
Document Number	2021000006030
Instrument Date	Nov 1, 2021
Instrument	20210-00006030
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	577 SABIN RD, SPENCER, NY 14883-9574

Mortgage

Document Number	2021000006031
Date	Dec 6, 2021
Instrument	20210-00006031

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	577 SABIN RD, SPENCER, NY 14883-9574
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17000004833
Date	Nov 6, 2017
Instrument	170-00004833

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2047

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIOGA NY
Recording Date	Nov 6, 2017
Property Address	577 SABIN RD, SPENCER, NY 14883-9574
Document Number	0000020170/0000004832
Book / Page	0000020170 / 0000004832
Instrument Date	Sep 5, 2017
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	NOT AVAILABLE, JOHN W. MALONEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 SABIN RD, SPENCER, NY 14883-9574

Tax Assessment & Valuation

Source: Tioga County and Spencer Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Spencer Town
Unified School District	Spencer-Van Etten Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,282.00 (+2.46%)
2025	$5,155.00 (+96.46%)	$146,300 (-) Land $21,300 Building $125,000	$209,000 (+22.86%) Land $30,429 Building $178,571
2023		$146,300 Land $21,300 Building $125,000	$170,116 Land $24,767 Building $145,349
2019	$2,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	32 (1981–2018)
Claims Outside the SFHA	7 of 32
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 13 claims Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Haefele Connect Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sabin Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures