Tioga County and Spencer Town property record for 519 Sabin Rd, Spencer, NY 14883
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,400 sqft · built 1980 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $3,130 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage Jul 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 493489 68.00-1-62.20 |
| Primary APN | 493489 68.00-1-62.20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Type | Detached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000000369 |
|---|---|
| Street Address | 519 SABIN RD |
| City | SPENCER |
| State | NY |
| Zip | 14883-9574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 62.020 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 20701 |
519 Sabin Rd is owned by a company that acquired it in May 2019.
Source: Tioga County and Spencer Town records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 519 SABIN RD, SPENCER, NY 14883-9574 |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2017 | Deed of Trust, Mortgage CFCU COMMUNITY CREDIT UNION |
| Jul 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CFCU COMMUNITY CU |
| May 10, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 8, 2019 |
| Transfer Doc | 0000001830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 519 SABIN RD, SPENCER, NY 14883-9574 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17000002689 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 170-00002689 |
| Name | CFCU COMMUNITY CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 55 Months |
| Due | Jan 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 519 SABIN RD, SPENCER, NY 14883-9574 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 19000002766 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 190-00002766 |
| Name | CFCU COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | May 10, 2019 |
| Property Address | 519 SABIN RD, SPENCER, NY 14883-9574 |
| Document Number | 2019000001830 |
| Instrument Date | May 8, 2019 |
| Instrument | 20190-00001830 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 741 VAN OSTRAND RD, GROTON, NY 13073-9760 |
The 2026 property tax bill for 519 Sabin Rd was $3,130, up 2.5% from the year before.
Source: Tioga County and Spencer Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-Van Etten Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,130.00 (+2.45%) | ||
| 2025 | $3,055.00 | $86,700 Land $18,100 Building $68,600 | $123,857 Land $25,857 Building $98,000 |
| 2023 | $86,700 Land $18,100 Building $68,600 | $100,814 Land $21,047 Building $79,767 | |
| 2019 | $1,365.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 519 Sabin Rd in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 32 (1981–2018) |
| Claims Outside the SFHA | 7 of 32 |
| Most Recent Claim | Sep 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 519 Sabin Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Haefele Connect Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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