577 Riverside Dr, Whittier, NC 28789 Property Records

Swain County property record for 577 Riverside Dr, Whittier, NC 28789

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1989
Lot Size	0.642 acres (27,966 sqft)
Owner	Company Name on Record
Last Sale	$237,000 (May 2022)
Tax Bill	$540 (2023)
Deeds & Mortgages	May 2022 Sale Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`669402979814`

Property Details

APN / Parcel Number

Primary APN	`669402979814`
Alternative APN	`541516`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,292 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	27,966 sqft (0.642 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	541516
Street Address	577 RIVERSIDE DR
City	WHITTIER
State	NC
Zip	28789-0719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-OR-OCONNA LAKE ESTATES LT 30
Legal Subdivision	OCONA ESTATES
Legal Lot Number	30
Jurisdiction	SWAIN NC
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2040
Census Tract	940100

Owner

Source: Swain County records, as of November 6, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11814 NEWBERRY GROVE LOOP, RIVERVIEW, FL 33579-3905
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Warranty Deed, Transfer
Jun 26, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Mar 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	1138
Deed Book / Page	508 / 158
Record Updated	Jun 7, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	May 12, 2022
Property Address	577 RIVERSIDE DR, WHITTIER, NC 28789-0719
Document Number	000508/158
Book / Page	508 / 158
Map Reference	CAB B SL 776A
Instrument Date	May 10, 2022
Instrument	1138
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount Recorded
Tax	$474.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 JONES TRL, 141, BRYSON CITY, NC 28713-9106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11814 NEWBERRY GROVE LOOP, RIVERVIEW, FL 33579-3905

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Jun 26, 2018
Property Address	577 RIVERSIDE DR, WHITTIER, NC 28789-0719
Document Number	00459/0184
Book / Page	00459 / 0184
Map Reference	MB 348 PG 753
Instrument Date	Jun 26, 2018
Instrument	01018
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1234 THOMAS VALLEY RD, 1234, BRYSON CITY, NC 28713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 RIVERSIDE DR, WHITTIER, NC 28789

Mortgage

Document Number	01019
Date	Jun 26, 2018
Instrument	01019

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Mar 1, 2018
Property Address	577 RIVERSIDE DR, WHITTIER, NC 28789-0719
Document Number	00456/0231
Book / Page	00456 / 0231
Instrument Date	Feb 23, 2018
Instrument	00312
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 S ORLEANS AVE, 604, TAMPA, FL 33606-2528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12134 THOMAS VALLEY ROAD, WHITTIER, NC 28789

Tax Assessment & Valuation

Source: Swain County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$540.00 Additional exemption filed	$118,120 Land $51,950 Building $66,170	$118,120 Land $51,950 Building $66,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1990–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Cherokee Cablevision, Zito Media.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures