Swain County property record for 490 Riverside Dr, Whittier, NC 28789
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,292 sqft · built 2000 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $790 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 760401081277 |
| Primary APN | 760401081277 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,292 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 572 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 536394 |
|---|---|
| Street Address | 490 RIVERSIDE DR |
| City | WHITTIER |
| State | NC |
| Zip | 28789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-OR-ELA-OCONA LAKE ESTATES LOT 17 SEC 2 |
| Legal Subdivision | OCONA ESTATES |
| Legal Lot Number | 17 |
| Jurisdiction | SWAIN NC |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 940100 |
490 Riverside Dr is held in a trust since October 2009.
Source: Swain County records, as of July 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10870 58TH ST N, PINELLAS PARK, FL 33782-2644 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 14, 2009 |
| Transfer Doc | 378/0406 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 490 Riverside Dr was $790.
Source: Swain County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Swain County |
| Unified School District | Swain County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $790.00 | $164,710 (-) Land $36,250 Building $128,460 | |
| 2025 | $790.00 | $164,710 Land $36,250 Building $128,460 | $164,710 Land $36,250 Building $128,460 |
| 2023 | $707.00 Additional exemption filed | $164,710 Land $36,250 Building $128,460 | $164,710 Land $36,250 Building $128,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1990–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Riverside Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cherokee Cablevision, Zito Media.
5G (outdoors only) and 4G LTE
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