577 Penrod Rd, Troy, MO 63379 Property Records

Lincoln County property record for 577 Penrod Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,504 sqft · built 2019
Lot Size	3.43 acres (149,411 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,056 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2019 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-80-34-000-000-010.005`

Property Details

APN / Parcel Number

Primary APN	`08-80-34-000-000-010.005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Basement Area	1,504 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	149,411 sqft (3.43 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	577 PENROD RD
City	TROY
State	MO
Zip	63379-4964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.43 AC WITHIN THE SW PT OF LOT 5 US SURVEY 1749, SURVEY 3/470
Legal Range	01W
Legal Township	50N
Legal Section	17
Legal Subdivision	U S SURVEY 1749
Legal Lot Number	5
Jurisdiction	LINCOLN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2104
Census Tract	810205

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	577 PENROD RD, TROY, MO 63379-4964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Mar 12, 2019	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE
May 11, 2020	Intrafamily Transfer, Transfer
May 11, 2020	Intrafamily Transfer, Transfer
Dec 3, 2019	Warranty Deed, Transfer
Apr 30, 2018	Warranty Deed, Construction Loan · Construction Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019
Deed Sale	Dec 3, 2019
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	201910946
Deed Book / Page	2441 / 42
Last Transfer Date	Apr 23, 2020
Transfer Doc	2446/575
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 8, 2022
Property Address	577 PENROD RD, TROY, MO 63379-4964
Document Number	002476/653
Book / Page	2476 / 653
Instrument Date	Mar 7, 2022
Instrument	2022002376
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	577 PENDROD RD, TROY, MO 63379-4964

Mortgage

Document Number	2022002377
Date	Mar 8, 2022
Instrument	2022002377

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	577 PENROD RD, TROY, MO 63379-4964
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2431/0996
Date	Mar 12, 2019
Book Page	2431/0996
Instrument	2019001822

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	May 11, 2020
Property Address	577 PENROD RD, TROY, MO 63379-4964
Document Number	2446/576
Book / Page	2446 / 576
Instrument Date	May 8, 2020
Instrument	2020004587
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 PENROD RD, TROY, MO 63379-4964

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	May 11, 2020
Property Address	577 PENROD RD, TROY, MO 63379-4964
Document Number	2446/575
Book / Page	2446 / 575
Instrument Date	Apr 23, 2020
Instrument	2020004586
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 PENROD RD, TROY, MO 63379-4964

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 3, 2019
Property Address	577 PENROD RD, TROY, MO 63379-4964
Document Number	2441/0042
Book / Page	2441 / 0042
Instrument Date	Nov 25, 2019
Instrument	2019010946
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 46, TROY, MO 63379-0046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 PENROD RD, TROY, MO 63379-4964

April 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 30, 2018
Property Address	577 PENROD RD, TROY, MO 63379-4964
Document Number	2422/0255
Book / Page	2422 / 0255
Instrument Date	Apr 27, 2018
Instrument	2018003617
Transaction Type	Construction Loan
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 46, TROY, MO 63379-0046

Mortgage

Document Number	2018003618
Date	Apr 30, 2018
Instrument	2018003618

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,002 (-) Land $4,845 Building $45,157
2025	$3,056.00 (+5.67%)	$50,002 (+7.14%) Land $4,845 Building $45,157	$263,170 (+7.14%) Land $25,500 Building $237,670
2023	$2,892.00 (+4.25%)	$46,670 Land $4,465 Building $42,205	$245,630 Land $23,500 Building $222,130
2022	$2,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brightspeed DSL	40 / 3

May also be available: AT&T, Systec Wireless Communications, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Penrod Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures