570 Penrod Rd, Troy, MO 63379 Property Records

Lincoln County property record for 570 Penrod Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,476 sqft · built 2002
Lot Size	3 acres (130,680 sqft)
Owner	Trust Name on File
Last Sale	$225,600 (Jul 2014)
Tax Bill	$2,692 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-80-34-000-000-009.005`

Property Details

APN / Parcel Number

Primary APN	`08-80-34-000-000-009.005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
Basement Area	1,476 sqft
Unfinished Basement	1,476 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	570 PENROD RD
City	TROY
State	MO
Zip	63379-4778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.00 AC IN THE NE PT OF THE FRAC SW1/4 OF SEC 34
Legal Range	01W
Legal Township	50N
Legal Section	34
Jurisdiction	LINCOLN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2103
Census Tract	810205

Owner

570 Penrod Rd is owner-occupied and held in a trust since July 2014.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Trust Name on File
Mailing Address	570 PENROD RD, TROY, MO 63379-4778
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Oct 26, 2017	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jun 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES HOME EQUITY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2014 · Amount on File
Deed Sale	Jul 16, 2014 · Amount on File
Deed Document Number	20145010
Deed Book / Page	2365 / 836
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	570 PENROD RD, TROY, MO 63379-4778
Transaction Type	Mortgage
Record Updated	Mar 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2443/798
Date	Feb 24, 2020
Book Page	2443/798
Instrument	2020001798

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	570 PENROD RD, TROY, MO 63379-4778
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017010053
Date	Oct 26, 2017
Book Page	2416/0570
Instrument	2017010053

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 19, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	570 PENROD RD, TROY, MO 63379-4778
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017005985
Date	Jun 28, 2017
Book Page	2412/0529
Instrument	2017005985

Lender

Name	PEOPLES HOME EQUITY INC
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 570 Penrod Rd was $2,692.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,050 (-) Land $6,365 Building $37,685
2025	$2,692.00	$44,050 Land $6,365 Building $37,685	$231,840 Land $33,500 Building $198,340
2023	$2,467.00 (+3.92%)	$39,811 Land $5,225 Building $34,586	$209,530 Land $27,500 Building $182,030
2022	$2,374.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 570 Penrod Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 570 Penrod Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brightspeed DSL	40 / 3

May also be available: AT&T, Systec Wireless Communications, Verizon.

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