577 Mackay Ave, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 577 Mackay Ave, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	1,835 sqft · built 1962
Lot Size	0.023 acres (1,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jul 2023)
Tax Bill	$15,810 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-00214-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`44-00214-0000-00008`
Alternative APNs	`440021400008` `112400`

Interior

Stories	1 Story
Building Area	1,835 sqft Living Area
1st Floor Area	1,835 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	1,002 sqft (0.023 acres)
Lot Dimensions	10 ft deep x 100 ft wide

Location & Zoning

Account Number	112400
Street Address	577 MACKAY AVE
City	ORADELL
State	NJ
Zip	07649-2556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	100X10
Legal Subdivision	ORADELL GARDENS
Legal Block	214
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	2
Census Block	2016
Census Tract	40002

Owner

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	577 MACKAY AVE, ORADELL, NJ 07649-2556
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Deed Document Number	202349591
Deed Book / Page	5047 / 1501
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 28, 2023
Property Address	577 MACKAY AVE, ORADELL, NJ 07649-2556
Document Number	0050471501
Book / Page	5047 / 1501
Instrument Date	Jul 6, 2023
Instrument	2023049591
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	436 HIGHLAND AVE, PALISADES PARK, NJ 07650-1349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 MACKAY AVE, ORADELL, NJ 07649-2556

Mortgage

Document Number	2023049592
Date	Jul 28, 2023
Instrument	2023049592

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$723,100 (+4.96%) Land $429,000 Building $294,100	$723,100 (+4.96%) Land $429,000 Building $294,100
2025	$15,810.00 (+6.83%)	$688,900 (+27.27%) Land $403,500 Building $285,400	$688,900 (+27.27%) Land $403,500 Building $285,400
2024	$14,799.00 (+6.78%)
2023		$541,300 (+4.44%) Land $289,000 Building $252,300	$541,300 (+4.44%) Land $289,000 Building $252,300
2022	$13,859.00 (+7.48%)	$518,300 Land $279,000 Building $239,300	$518,300 Land $279,000 Building $239,300
2021	$12,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20