Bergen County and Oradell Borough property record for 512 Mackay Ave, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 1,684 sqft · built 1952 |
| Lot Size | 0.22 acres (9,601 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $501,500 (Jun 2019) |
| Tax Bill | $14,849 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00105-0000-00012 |
| Primary APN | 44-00105-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 1,684 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 9,601 sqft (0.22 acres) |
| Lot Dimensions | 96 ft deep x 100 ft wide |
| Account Number | 091800 |
|---|---|
| Street Address | 512 MACKAY AVE |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | 100X96 |
| Legal Subdivision | ORADELL GARDENS |
| Legal Block | 105 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 40002 |
Source: Bergen County and Oradell Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 512 MACKAY AVE, ORADELL, NJ 07649-2619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI HOME PT FIN'L |
| Jun 28, 2019 | Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Prior Sale | Sep 11, 2015 · Amount on Record |
| Deed Document Number | 201941551 |
| Deed Book / Page | 3281 / 392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 512 MACKAY AVE, ORADELL, NJ 07649-2619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 512 MACKAY AVE, ORADELL, NJ 07649-2619 |
| Document Number | 0048231598 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 4823/1598 |
| Instrument | 2022095937 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 512 MACKAY AVE, ORADELL, NJ 07649-2619 |
| Document Number | 0037821920 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | NTC - KEY W |
| Name | Verified Name |
|---|---|
| Address | 512 MACKAY AVE ORADELL NJ 076492619, ORADELL, NJ 07649-2619 |
| Document Number | 0037821920 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 003782/001920 |
| Instrument | 108239 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 28, 2019 |
| Property Address | 512 MACKAY AVE, ORADELL, NJ 07649-2619 |
| Document Number | 0032810392 |
| Book / Page | 3281 / 392 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 19-041551 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 MACKAY AVE, ORADELL, NJ 07649-2619 |
| Document Number | 1904155101 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 19-041551.01 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0032810392 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 3281/392 |
| Instrument | 19-041551 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $678,700 (+4.9%) Land $428,300 Building $250,400 | $678,700 (+4.9%) Land $428,300 Building $250,400 | |
| 2025 | $14,849.00 (+7.73%) | $647,000 (+29.58%) Land $402,800 Building $244,200 | $647,000 (+29.58%) Land $402,800 Building $244,200 |
| 2024 | $13,784.00 (+7.75%) | ||
| 2023 | $499,300 Land $288,300 Building $211,000 | $499,300 Land $288,300 Building $211,000 | |
| 2022 | $12,792.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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