577 Chestnut Ave, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 577 Chestnut Ave, Waynesboro, VA 22980

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,572 sqft · built 1925
Lot Size0.073 acres (3,179 sqft)
OwnerIndividual Name on File
Last Sale$337,000 (Jul 2025)
Tax Bill$2,182 (2026)
Deeds & MortgagesNov 2019 Line of Credit
Oct 2020 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN55 1 32-19A

Property Details

APN / Parcel Number

Primary APN55 1 32-19A
Alternative APN
  • 271362

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,572 sqft Living Area
1st Floor Area1,380 sqft
Basement Area345 sqft
Unfinished Basement393 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area3,179 sqft (0.073 acres)
PorchPorch
Deck AreaDeck Area
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number271362
Street Address577 CHESTNUT AVE
CityWAYNESBORO
StateVA
Zip22980-4825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-5
Legal DescriptionBLOCK 32 PT OF LOTS 19 & 20 FRONTING ON CHESTNUT AVE WAYNESBORO CO ADT
Legal SubdivisionWAYNESBORO
Legal Block32
Legal Lot Number19-20
JurisdictionWAYNESBORO CITY VA
Township / Civil DivisionWAYNESBORO
Census Block Group4
Census Block4007
Census Tract3400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Tree Streets Historic District
listed 2002 · 454 contributing resources · NRIS 02000369

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

577 Chestnut Ave is owned and occupied by an individual who bought it in July 2025.

Source: Waynesboro City records, as of August 28, 2026

Owner of RecordIndividual Name on File
Mailing Address577 CHESTNUT AVE, WAYNESBORO, VA 22980-4825
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2019Deed of Trust, Mortgage · Line of Credit
DUPONT COMMUNITY CREDIT UNION
Oct 27, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DUPONT COMMUNITY CREDIT UNION
Jul 16, 2025Deed, Transfer
UNKNOWN, PURCHASERS CHOICE T&E
Jun 29, 2022Intrafamily Transfer, Transfer
Apr 5, 2017Warranty Deed, Transfer · Conventional Mortgage
USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2025 · Amount on File
Deed SaleJul 16, 2025 · Amount on File
Prior SaleApr 5, 2017 · Amount on File
Deed Document Number20251593
Prior Transfer DateJun 2, 2022
Prior Transfer Doc0000001899
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address577 CHESTNUT AVE, WAYNESBORO, VA 22980-4825
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0190002657
DateNov 12, 2019
Instrument190002657
Lender
NameDUPONT COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address577 CHESTNUT AVE, WAYNESBORO, VA 22980-4825
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200002883
DateOct 27, 2020
Instrument200002883
Lender
NameDUPONT COMMUNITY CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

July 2025: Deed, Transfer

Document TypeDeed
JurisdictionWAYNESBORO CITY VA
Recording DateJul 16, 2025
Property Address577 CHESTNUT AVE, WAYNESBORO, VA 22980-4825
Document Number0250001593
Instrument DateJul 8, 2025
Instrument250001593
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyUNKNOWN, PURCHASERS CHOICE T&E

Transaction

AmountAmount on Record
Tax$337.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address577 CHESTNUT AVE, WAYNESBORO, VA 22980-4825

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWAYNESBORO CITY VA
Recording DateJun 29, 2022
Property Address577 CHESTNUT AVE, WAYNESBORO, VA 22980-4825
Document Number0220001899
Instrument DateJun 2, 2022
Instrument220001899
Transaction TypeTransfer
Record UpdatedJan 19, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address577 CHESTNUT AVE, WAYNESBORO, VA 22980-4825

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNESBORO CITY VA
Recording DateApr 5, 2017
Property Address577 CHESTNUT AVE, WAYNESBORO, VA 22980-4825
Document Number0170000741
Instrument DateMar 31, 2017
Instrument170000741
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address577 CHESTNUT AVE, WAYNESBORO, VA 22980-4825
InvestorPossibly a Property Investor

Mortgage

Document Number0170000742
DateApr 5, 2017
Instrument170000742
Lender
NameUSAA FEDERAL SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2032
Interest
Rate TypeFixed Rate
Rate4.38%

Tax Assessment & Valuation

The 2026 property tax bill for 577 Chestnut Ave was $2,182, up 6.1% from the year before.

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWaynesboro City
Unified School DistrictWaynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,182.00 (+6.08%)$250,900 (-) Land $52,500 Building $198,400$250,900 (-) Land $52,500 Building $198,400
2025$2,057.00$250,900 Land $52,500 Building $198,400$250,900 Land $52,500 Building $198,400
2023$1,757.00$228,200 Land $47,500 Building $180,700$228,200 Land $47,500 Building $180,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 577 Chestnut Ave in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims31 (1985–2018)
Claims Outside the SFHA8 of 31
Most Recent ClaimMay 2018 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 7 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 577 Chestnut Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WAYNESBORO
serves 22,630 people · EPA ID VA2820775
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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