557 Chestnut Ave, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 557 Chestnut Ave, Waynesboro, VA 22980

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,989 sqft · built 1968
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$151,000 (Aug 2017)
Tax Bill$2,811 (2026)
Deeds & MortgagesMay 2022 Second Mortgage
May 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN55 1 32-15

Property Details

APN / Parcel Number

Primary APN55 1 32-15
Alternative APN
  • 461825

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,989 sqft Living Area
1st Floor Area1,926 sqft
Basement Area200 sqft
Unfinished Basement200 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Garage Area280 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number461825
Street Address557 CHESTNUT AVE
CityWAYNESBORO
StateVA
Zip22980-4825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-5
Legal DescriptionBLOCK 32 LOTS 15 & 16 WAYNESBORO CO ADT
Legal SubdivisionWAYNESBORO COMPANY
Legal Block32
Legal Lot Number15-16
JurisdictionWAYNESBORO CITY VA
Township / Civil DivisionWAYNESBORO
Census Block Group4
Census Block4007
Census Tract3400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Tree Streets Historic District
listed 2002 · 454 contributing resources · NRIS 02000369

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

557 Chestnut Ave is owned and occupied by two individuals who bought it in August 2017.

Source: Waynesboro City records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address557 CHESTNUT AVE, WAYNESBORO, VA 22980-4825
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DUPONT COMMUNITY CREDIT UNION
May 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DUPONT COMMUNITY CREDIT UNION
Aug 31, 2017Warranty Deed, Transfer · Conventional Mortgage
DUPONT COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2017 · Amount on File
Deed SaleAug 31, 2017 · Amount on File
Prior SaleFeb 23, 2010 · Amount on File
Deed Document Number20172064
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address557 CHESTNUT AVE, WAYNESBORO, VA 22980-4825
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220001452
DateMay 18, 2022
Instrument220001452
Lender
NameDUPONT COMMUNITY CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term419 Months
DueApr 27, 2057
Interest
Rate TypeAdjustable Rate
Rate3.5%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address557 CHESTNUT AVE, WAYNESBORO, VA 22980-4825
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210001371
DateMay 18, 2021
Instrument210001371
Lender
NameDUPONT COMMUNITY CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJun 1, 2036
Interest
Rate TypeFixed Rate
Rate2.5%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNESBORO CITY VA
Recording DateAug 31, 2017
Property Address557 CHESTNUT AVE, WAYNESBORO, VA 22980-4825
Document Number0170002064
Instrument DateAug 18, 2017
Instrument170002064
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyLILY TITLE, LILLY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 SPRING CROSSING LN, STEELES TAVERN, VA 24476-2016

Mortgage

Document Number0170002065
DateAug 31, 2017
Instrument170002065
Lender
NameDUPONT COMMUNITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 557 Chestnut Ave was $2,811.

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWaynesboro City
Unified School DistrictWaynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,811.00$323,200 Land $60,000 Building $263,200$323,200 Land $60,000 Building $263,200
2023$2,154.00$279,800 Land $57,500 Building $222,300$279,800 Land $57,500 Building $222,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 557 Chestnut Ave in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims31 (1985–2018)
Claims Outside the SFHA8 of 31
Most Recent ClaimMay 2018 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 7 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 557 Chestnut Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WAYNESBORO
serves 22,630 people · EPA ID VA2820775
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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