Waynesboro City property record for 557 Chestnut Ave, Waynesboro, VA 22980
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,989 sqft · built 1968 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $151,000 (Aug 2017) |
| Tax Bill | $2,811 (2026) |
| Deeds & Mortgages | May 2022 Second Mortgage May 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55 1 32-15 |
| Primary APN | 55 1 32-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,989 sqft Living Area |
| 1st Floor Area | 1,926 sqft |
| Basement Area | 200 sqft |
| Unfinished Basement | 200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Area | 280 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 461825 |
|---|---|
| Street Address | 557 CHESTNUT AVE |
| City | WAYNESBORO |
| State | VA |
| Zip | 22980-4825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-5 |
| Legal Description | BLOCK 32 LOTS 15 & 16 WAYNESBORO CO ADT |
| Legal Subdivision | WAYNESBORO COMPANY |
| Legal Block | 32 |
| Legal Lot Number | 15-16 |
| Jurisdiction | WAYNESBORO CITY VA |
| Township / Civil Division | WAYNESBORO |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 3400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Tree Streets Historic District listed 2002 · 454 contributing resources · NRIS 02000369 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
557 Chestnut Ave is owned and occupied by two individuals who bought it in August 2017.
Source: Waynesboro City records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 557 CHESTNUT AVE, WAYNESBORO, VA 22980-4825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DUPONT COMMUNITY CREDIT UNION |
| May 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DUPONT COMMUNITY CREDIT UNION |
| Aug 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage DUPONT COMMUNITY CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on File |
| Deed Sale | Aug 31, 2017 · Amount on File |
| Prior Sale | Feb 23, 2010 · Amount on File |
| Deed Document Number | 20172064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 557 CHESTNUT AVE, WAYNESBORO, VA 22980-4825 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220001452 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 220001452 |
| Name | DUPONT COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 419 Months |
| Due | Apr 27, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 557 CHESTNUT AVE, WAYNESBORO, VA 22980-4825 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210001371 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 210001371 |
| Name | DUPONT COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Aug 31, 2017 |
| Property Address | 557 CHESTNUT AVE, WAYNESBORO, VA 22980-4825 |
| Document Number | 0170002064 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 170002064 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | LILY TITLE, LILLY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 SPRING CROSSING LN, STEELES TAVERN, VA 24476-2016 |
| Document Number | 0170002065 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 170002065 |
| Name | DUPONT COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 557 Chestnut Ave was $2,811.
Source: Waynesboro City assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Waynesboro City |
| Unified School District | Waynesboro City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,811.00 | $323,200 Land $60,000 Building $263,200 | $323,200 Land $60,000 Building $263,200 |
| 2023 | $2,154.00 | $279,800 Land $57,500 Building $222,300 | $279,800 Land $57,500 Building $222,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 557 Chestnut Ave in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 31 (1985–2018) |
| Claims Outside the SFHA | 8 of 31 |
| Most Recent Claim | May 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 557 Chestnut Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures