577 Central St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 577 Central St, Winchendon, MA 01475

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,578 sqft · built 1977
Lot Size0.717 acres (31,233 sqft)
OwnerIndividual on Record
Last Sale$209,000 (Jun 2017)
Tax Bill$3,594 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2021 Mortgage
+ 4 more
APNWINC M:2D3 B:0 L:122

Property Details

APN / Parcel Number

Primary APNWINC M:2D3 B:0 L:122
Alternative APN
  • WCDN M:2D3 B:0 L:122

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,578 sqft Living Area
Gross Area2,484 sqft
Basement Area1,100 sqft
Unfinished Basement660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area31,233 sqft (0.717 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address577 CENTRAL ST
CityWINCHENDON
StateMA
Zip01475-1268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal SubdivisionJEFFERS LAND
Legal Lot Number122
JurisdictionWINCHENDON MA
Township / Civil DivisionWINCHENDON
Census Block Group1
Census Block1012
Census Tract701101

Owner

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address577 CENTRAL ST, WINCHENDON, MA 01475-1268
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW LOAN SERVICING
Nov 23, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
WORKERS CU
Aug 23, 2023Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Jul 2, 2020Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Sep 25, 2018Quit Claim Deed, Transfer · FHA Mortgage
LOANDEPOT COM
Jun 26, 2017Quit Claim Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2017 · Amount on Record
Deed SaleJun 26, 2017 · Amount on Record
Prior SaleFeb 21, 2012
Deed Document Number201766207
Deed Book / Page57316 / 79
Transfer Doc059450-322
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Recording DateMay 26, 2026
Property Address577 CENTRAL ST, WINCHENDON, MA 01475-1268
Document Number073619-246
Book / Page73619 / 246
Instrument DateMay 16, 2026
Instrument202641196
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address577 CENTRAL ST, WINCHENDON, MA 01475-1268
InvestorPossibly a Property Investor

Mortgage

Document Number0000041196,
DateMay 26, 2026
Book Page73619/246
Instrument202641196
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Property Address577 CENTRAL ST, WINCHENDON, MA 01475-1268
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number066598-168
DateNov 23, 2021
Book Page66598/168
Instrument164446
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Property Address577 CENTRAL ST, WINCHENDON, MA 01475-1268
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00069554-1
DateAug 23, 2023
Book Page69554/1
Instrument69623
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Property Address577 CENTRAL ST, WINCHENDON, MA 01475-1268
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62725-162
DateJul 2, 2020
Book Page62725/162
Instrument71094
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINCHENDON MA
Recording DateSep 25, 2018
Property Address577 CENTRAL ST, WINCHENDON, MA 01475-1268
Document Number59450-322
Book / Page059450 / 000322
Instrument DateSep 17, 2018
Instrument101186
Transaction TypeTransfer
Record UpdatedJan 16, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address577 CENTRAL ST WINCHENDON MA 014751268, WINCHENDON, MA 01475-1268

Mortgage

Document Number59450-326
DateSep 25, 2018
Book Page059450/000326
Instrument101187
Lender
NameLOANDEPOT COM
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 24, 2048

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINCHENDON MA
Recording DateJun 26, 2017
Property Address577 CENTRAL ST, WINCHENDON, MA 01475-1268
Document Number57316-79
Book / Page057316 / 000079
Instrument DateJun 14, 2017
Instrument66207
Transaction TypeTransfer
Record UpdatedFeb 7, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$953.04
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address577 CENTRAL ST WINCHENDON MA 014751268, WINCHENDON, MA 01475-1268

Mortgage

Document Number57316-82
DateJun 26, 2017
Book Page057316/000082
Instrument66208
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2047

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionWinchendon Town
Unified School DistrictWinchendon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,594.00 (+4.11%)$305,900 (+11.12%) Land $37,900 Building $268,000$337,630 (+3.4%)
2024$3,452.00 (+1.47%)$275,300 (+8.43%) Land $36,300 Building $239,000$326,515
2023$3,402.00$253,900 Land $35,500 Building $218,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHENDON WATER DEPARTMENT
serves 5,706 people · EPA ID MA2343000
Water SourcePurchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State InspectionDec 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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