563 Central St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 563 Central St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1950
Lot Size	0.574 acres (25,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Mar 2005)
Tax Bill	$2,571 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2022 Refinance + 1 more
APN	`WINC M:2D3 B:0 L:12`

Property Details

APN / Parcel Number

Primary APN	`WINC M:2D3 B:0 L:12`
Alternative APN	`WCDN M:2D3 B:0 L:12`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	2,312 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,003 sqft (0.574 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	563 CENTRAL ST
City	WINCHENDON
State	MA
Zip	01475-1268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	12
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	1
Census Block	1012
Census Tract	701101

Owner

Source: Worcester County and Winchendon Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	563 CENTRAL ST, WINCHENDON, MA 01475-1268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit DIGITAL FEDERAL CREDIT UNION
Oct 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Sep 10, 2021	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2005 · Amount on Record
Deed Sale	Mar 31, 2005 · Amount on Record
Deed Document Number	200549798
Deed Book / Page	36017 / 190
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Recording Date	Apr 24, 2026
Property Address	563 CENTRAL ST, WINCHENDON, MA 01475-1268
Document Number	073482-287
Book / Page	73482 / 287
Instrument Date	Apr 17, 2026
Instrument	202631397
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 CENTRAL ST, WINCHENDON, MA 01475-1268

Mortgage

Document Number	0000031397,
Date	Apr 24, 2026
Book Page	73482/287
Instrument	202631397

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	563 CENTRAL ST, WINCHENDON, MA 01475-1268
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068319-25
Date	Oct 6, 2022
Book Page	68319/25
Instrument	109279

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

September 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WINCHENDON MA
Recording Date	Sep 10, 2021
Property Address	563 CENTRAL ST, WINCHENDON, MA 01475-1268
Document Number	066036-352
Book / Page	66036 / 352
Instrument Date	Aug 24, 2021
Instrument	127601
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	563 CENTRAL ST, WINCHENDON, MA 01475-1268

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,571.00 (+5.37%)	$218,800 (+12.44%) Land $36,100 Building $182,700	$256,500 (+5.72%)
2024	$2,440.00 (+1.88%)	$194,600 (+8.9%) Land $34,600 Building $160,000	$242,630
2023	$2,395.00	$178,700 Land $33,800 Building $144,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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