5760 Stepetz Rd 53, #53, Aurora, MN 55705 Property Records

St. Louis County property record for 5760 Stepetz Rd 53, #53, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,312 sqft · built 1988
Lot Size	8.66 acres (377,230 sqft)
Owner	Individual Name on File
Tax Bill	$2,622 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`570-0023-00476`

Property Details

APN / Parcel Number

Primary APN	`570-0023-00476`
Alternative APN	`964157`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,312 sqft Gross Area
1st Floor Area	1,312 sqft
Basement Area	656 sqft
Finished Basement	656 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Lot Area	377,230 sqft (8.66 acres)
Garage Area	1,248 sqft
Deck Area	288 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	964157
Street Address	5760 STEPETZ ROAD 53, 53
City	AURORA
State	MN
Zip	55705-8110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	E1/2 OF E1/2 OF NW1/4 OF SE1/4 LYING SS OF RD #11 & E 80 FT OF W1/2 OF E1/2 OFNW1/4 OF SE1/4 LYING S OF TWP RD #11 SERIAL #
Legal Range	15W
Legal Township	58N
Legal Section	19
Legal Subdivision	WHITE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2109
Census Tract	13900

Owner

5760 Stepetz Rd 53, #53 is owned and occupied by an individual who acquired it in December 2013.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5760 STEPETZ ROAD 53, 53, AURORA, MN 55705-8110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage VERMILLION FCU
Nov 21, 2018	Loan Modification, Mortgage · Conventional Mortgage EMBARRASS VERMILLION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 5, 2013
Transfer Doc	0001232243
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5760 STEPETZ ROAD 53 # 53, 53, AURORA, MN 55705-8110
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001480947
Date	Jan 3, 2024
Instrument	1480947

Lender

Name	VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Amount	Amount on Record

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5760 STEPETZ ROAD 53 # 53, 53, AURORA, MN 55705-8110
Document Number	0001346331
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5760 53RD AURORA MN 55705, AURORA, MN 55705

Mortgage

Document Number	0001346331
Date	Dec 11, 2018
Instrument	1346331

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 10, 2023

Interest

Rate	6.75%

Tax Assessment & Valuation

The 2026 property tax bill for 5760 Stepetz Rd 53, #53 was $2,622 with a homeowner's exemption, up 34.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,622.00 (+34.46%) Homeowner's exemption
2025	$1,950.00 (-15.07%) Homeowner's exemption	$269,900 (+20.76%) Land $43,900 Building $226,000	$269,900 (+20.76%) Land $43,900 Building $226,000
2024	$2,296.00	$223,500 Land $38,600 Building $184,900	$223,500 Land $38,600 Building $184,900
2022		$216,400 Land $31,800 Building $184,600	$216,400 Land $31,800 Building $184,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5760 Stepetz Rd 53, #53 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5760 Stepetz Rd 53, #53 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stepetz Rd 53

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures