5710 Stepetz Rd 53, #53, Aurora, MN 55705 Property Records

St. Louis County property record for 5710 Stepetz Rd 53, #53, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,472 sqft · built 1972
Lot Size	16.9 acres (740,084 sqft)
Owner	Individual Name on Record
Tax Bill	$2,438 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`570-0023-00460`

Property Details

APN / Parcel Number

Primary APN	`570-0023-00460`
Alternative APN	`1119873`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,472 sqft Gross Area
1st Floor Area	1,472 sqft
Basement Area	1,325 sqft
Finished Basement	1,325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	740,084 sqft (16.9 acres)
Garage Area	700 sqft

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	66 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Wood

Location & Zoning

Account Number	1119873
Street Address	5710 STEPETZ ROAD 53, 53
City	AURORA
State	MN
Zip	55705-8110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	NE1/4 OF SE1/4 EX PART N OF RD AND EX W740 FT OF N 590 FT OF THAT PART LYING SOF STEPETZ RD SERIAL #
Legal Range	15W
Legal Township	58N
Legal Section	19
Legal Subdivision	WHITE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2109
Census Tract	13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5710 STEPETZ ROAD 53, 53, AURORA, MN 55705-8110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Closed-End Mortgage EMBARRASS VERMILLION FCU
Nov 5, 2021	Affidavit of Death of Joint Tenant, Transfer
Nov 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 21, 2021
Transfer Doc	0001429339
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5710 STEPETZ ROAD 53 # 53, 53, AURORA, MN 55705-8110
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5710 STEPETZ ROAD 53, 53, AURORA, MN 55705-8110

Mortgage

Document Number	0001483517
Date	Feb 23, 2024
Instrument	1483517

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 16, 2029

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Nov 5, 2021
Property Address	5710 STEPETZ ROAD 53 # 53, 53, AURORA, MN 55705-8110
Document Number	0001429338
Instrument Date	Oct 21, 2021
Instrument	1429338
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5710 STEPETZ ROAD 53, 53, AURORA, MN 55705-8110

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Nov 5, 2021
Property Address	5710 STEPETZ ROAD 53 # 53, 53, AURORA, MN 55705-8110
Document Number	0001429339
Instrument Date	Oct 21, 2021
Instrument	1429339
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5710 STEPETZ ROAD 53, 53, AURORA, MN 55705-8110

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,438.00 (+34.7%) Homeowner's exemption
2025	$1,810.00 (-15.89%) Homeowner's exemption	$256,500 (+20.59%) Land $53,900 Building $202,600	$256,500 (+20.59%) Land $53,900 Building $202,600
2024	$2,152.00	$212,700 (+8.8%) Land $47,100 Building $165,600	$212,700 (+8.8%) Land $47,100 Building $165,600
2022		$195,500 Land $38,400 Building $157,100	$195,500 Land $38,400 Building $157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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