576 Saddle Ridge Dr, Bertram, TX 78605 Property Records

Burnet County property record for 576 Saddle Ridge Dr, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,403 sqft · built 2022
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$628,180 (Dec 2024)
Tax Bill	$135 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07274-0300-00104-000`

Property Details

APN / Parcel Number

Primary APN	`07274-0300-00104-000`
Alternative APN	`110417`

Interior

Bedrooms	4 Beds
Stories	1 Story
Building Area	2,403 sqft Living Area
Gross Area	3,027 sqft
1st Floor Area	2,403 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Storage Building	96 sqft

Location & Zoning

Street Address	576 SADDLE RIDGE DR
City	BERTRAM
State	TX
Zip	78605-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7274 RANCHES AT CANYON CREEK LOT 104, PHASE 3 5.0
Legal Subdivision	RANCHES AT CANYON CREEK
Legal Block	2
Legal Lot Number	104
Jurisdiction	BURNET TX
Township / Civil Division	BURNET
Census Block Group	2
Census Block	2047
Census Tract	960402

Owner

Source: Burnet County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	576 SADDLE RIDGE DR, BERTRAM, TX 78605-3335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROUND TOP STATE BANK
May 5, 2021	Vendor's Lien, Transfer · Commercial Mortgage ROUND TOP STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2024 · Amount on Record
Deed Sale	Dec 4, 2024 · Amount on Record
Prior Sale	May 5, 2021 · Amount on Record
Deed Document Number	202412287
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	0202107352
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	576 SADDLE RIDGE DR, BERTRAM, TX 78605-3335
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 SADDLE RIDGE DR, BERTRAM, TX 78605-3335

Mortgage

Document Number	0202510149
Date	Oct 8, 2025
Instrument	202510149

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	576 SADDLE RIDGE DR, BERTRAM, TX 78605-3335
Transaction Type	Mortgage
Record Updated	Jun 23, 2023
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 SADDLE RIDGE DR, BERTRAM, TX 78605-3335

Mortgage

Document Number	0202305383
Date	Jun 6, 2023
Instrument	202305383

Lender

Name	ROUND TOP STATE BANK
Type	Bank
Address	ROUND ROCK, TX 78665

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	May 5, 2021
Property Address	576 SADDLE RIDGE DR, BERTRAM, TX 78605-3335
Document Number	0202107352
Map Reference	FILE 201604405
Instrument Date	Apr 29, 2021
Instrument	202107352
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	560 SADDLE RIDGE DR, 560, BERTRAM, TX 78605-3335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SIERRA MAR LOOP, LEANDER, TX 78641-3397

Mortgage

Document Number	0202107353
Date	May 5, 2021
Instrument	202107353

Lender

Name	ROUND TOP STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2046

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,230 (-) Land $26,266 Building $522,964	$652,964 (-) Land $130,000 Building $522,964
2025	$135.00 (-98.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$549,230 (+9.54%) Land $26,266 Building $522,964	$652,964 (+2.49%) Land $130,000 Building $522,964
2024	$7,772.00 (+16.23%)
2023	$6,687.00	$501,383 Land $34,300 Building $467,083	$637,083 Land $170,000 Building $467,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 69% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: SOS Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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