411 Saddle Ridge Dr, Bertram, TX 78605 Property Records

Burnet County property record for 411 Saddle Ridge Dr, Bertram, TX 78605

Property Summary

Property Type	General Agricultural/Rural
Details	built 2022
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$706 (2025)
Deeds & Mortgages	Jan 2022 Sale Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07274-0100-00018-000`

Property Details

APN / Parcel Number

Primary APN	`07274-0100-00018-000`
Alternative APN	`109086`

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	130,680 sqft

Location & Zoning

Street Address	411 SADDLE RIDGE DR
City	BERTRAM
State	TX
Zip	78605-4768
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	S7274 RANCHES AT CANYON CREEK LOT 18, PHASE 1, 3.
Legal Subdivision	RANCHES AT CANYON CREEK
Legal Block	2
Legal Lot Number	18
Jurisdiction	BURNET TX
Township / Civil Division	BURNET
Census Block Group	2
Census Block	2081
Census Tract	960402

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 GOLDEN CREEK DR, ROUND ROCK, TX 78665-7916
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Warranty Deed, Transfer HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE
Apr 19, 2017	Deed, Transfer · Conventional Mortgage HILL COUNTRY NATIONAL BANK
Apr 19, 2017	Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022
Deed Sale	Jan 6, 2022
Prior Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	2022315
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Jan 6, 2022
Property Address	411 SADDLE RIDGE DR, BERTRAM, TX 78605-4768
Document Number	0202200315
Instrument Date	Jan 5, 2022
Instrument	202200315
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5757 WOODWAY DR STE 300, 5757, HOUSTON, TX 77057-1535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5596, ROUND ROCK, TX 78683-5596

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BURNET TX
Recording Date	Apr 19, 2017
Property Address	411 SADDLE RIDGE DR, BERTRAM, TX 78605-4768
Document Number	0201703748
Map Reference	DOC 201508986
Instrument Date	Apr 10, 2017
Instrument	201703748
Transaction Type	Transfer
Record Updated	Dec 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4216 BUCKSKIN RD, CEDAR PARK, TX 78613-7834

Mortgage

Document Number	0201703749
Date	Apr 19, 2017
Instrument	201703749

Lender

Name	HILL COUNTRY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BURNET TX
Recording Date	Apr 19, 2017
Property Address	411 SADDLE RIDGE DR, BERTRAM, TX 78605-4768
Document Number	201703748
Map Reference	DOC 201508986
Instrument Date	Apr 10, 2017
Instrument	201703748
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4216 BUCKSKIN RD, CEDAR PARK, TX 78613-7834

Mortgage

Document Number	, 201703749
Date	Apr 19, 2017
Instrument	201703749

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,947 (-) Land $199 Building $53,748	$173,748 (-) Land $120,000 Building $53,748
2025	$706.00 (+28.83%)	$53,947 (+30.77%) Land $199 Building $53,748	$173,748 (+4.59%) Land $120,000 Building $53,748
2024	$548.00 (-0.36%)
2023	$550.00	$41,253 Land $225 Building $41,028	$166,128 Land $125,100 Building $41,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 68% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: SOS Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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