Kershaw County property record for 576 Railgate Loop, Lugoff, SC 29078 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,208 sqft · built 2002 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (May 2024) |
| Tax Bill | $1,203 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Feb 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 336-01-0A-020-SES |
| Primary APN | 336-01-0A-020-SES |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,208 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Vinyl |
| Lot Area | 31,799 sqft (0.73 acres) |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 144 sqft |
| Account Number | 35138 |
|---|---|
| Street Address | 576 RAILGATE LOOP |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAILGATE DEVELOPMENT LOT 20 BLOCK A |
| Legal Subdivision | RAILGATE DEV |
| Legal Block | A |
| Legal Lot Number | 20 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970906 |
Source: Kershaw County records · APN 336-01-0A-020-SES
Assessment roll updated November 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 576 RAILGATE LOOP, LUGOFF, SC 29078-8990 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 09, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 04, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on Record |
| Deed Sale | May 24, 2024 · Amount on Record |
| Prior Sale | Mar 04, 2008 · Amount on Record |
| Deed Document Number | 20244215 |
| Deed Book / Page | 5146 / 264 |
| Last Transfer Date | Jun 11, 2026 |
| Transfer Doc | 0000005679 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 12, 2026 |
| Property Address | 576 RAILGATE LOOP, LUGOFF, SC 29078-8990 |
| Document Number | 0000005679 |
| Book / Page | 5612 / 105 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20265679 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 576 RAILGATE LOOP, LUGOFF, SC 29078-8990 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 576 RAILGATE LOOP, LUGOFF, SC 29078-8990 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 576 RAILGATE LOOP, LUGOFF, SC 29078-8990 |
| Document Number | 0020261206 |
|---|---|
| Date | Feb 09, 2026 |
| Book Page | 5522/210 |
| Instrument | 2026-1206 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Nov 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 576 RAILGATE LOOP, LUGOFF, SC 29078-8990 |
| Document Number | 0000008019 |
| Instrument Date | Oct 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 576 RAILGATE LOOP LUGOFF SC 290788990, LUGOFF, SC 29078-8990 |
| Document Number | 0000008019 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 003931/000071 |
| Instrument | 8019 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 09, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,203.00 (+195.58%) | $285,000 (+116.24%) Land $25,000 Building $260,000 | $285,000 (+116.24%) |
| 2023 | $407.00 | $131,800 Land $18,000 Building $113,800 | $131,800 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 43% of the US · above 30% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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