572 Railgate Loop, Lugoff, SC 29078 Property Records

Kershaw County property record for 572 Railgate Loop, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	1,432 sqft · built 2001
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Mar 2013)
Tax Bill	$814 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`336-01-0A-019-SES`

Property Details

APN / Parcel Number

Primary APN	`336-01-0A-019-SES`
Alternative APN	`35137`

Interior

Stories	1 Story
Building Area	1,432 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Lot Area	25,265 sqft (0.58 acres)
Porch	Porch
Porch Area	80 sqft
Patio Area	144 sqft

Location & Zoning

Account Number	35137
Street Address	572 RAILGATE LOOP
City	LUGOFF
State	SC
Zip	29078-8990
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	RAILGATE LOOP SUBDIV LOT 19
Legal Subdivision	RAILGATE LOOP SUBDIV
Legal Block	KA
Legal Lot Number	19
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2003
Census Tract	970906

Owner

Source: Kershaw County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	572 RAILGATE LOOP, LUGOFF, SC 29078-8990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jun 12, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2013 · Amount on Record
Deed Sale	Mar 27, 2013 · Amount on Record
Prior Sale	Dec 13, 2001 · Amount on Record
Deed Book / Page	3070 / 189
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Jun 1, 2026
Property Address	572 RAILGATE LOOP, LUGOFF, SC 29078-8990
Document Number	0000005164
Book / Page	5602 / 120
Instrument Date	May 4, 2026
Instrument	20265164
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	572 RAILGATE LOOP, LUGOFF, SC 29078-8990

Mortgage

Document Number	0000005164,
Date	Jun 1, 2026
Book Page	5602/120
Instrument	20265164

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate	6.46%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	572 RAILGATE LOOP, LUGOFF, SC 29078-8990
Document Number	0000005953
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	572 RAILGATE LOOP LUGOFF SC 290788990, LUGOFF, SC 29078-8990

Mortgage

Document Number	0000005953
Date	Jul 9, 2020
Book Page	004255/000252
Instrument	5953

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 8, 2045

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$814.00 (-1.93%)	$122,500 (-) Land $18,000 Building $104,500	$122,500 (-)
2023	$830.00	$122,500 Land $18,000 Building $104,500	$122,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TruVista Communications.

Nearby Properties on Railgate Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures