576 Morgan Way, El Cajon, CA 92020 Property Records

San Diego County property record for 576 Morgan Way, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,050 sqft · built 1957
Lot Size	0.285 acres (12,400 sqft)
Owner	Individual Name on File
Last Sale	$541,000 (Oct 2016)
Tax Bill	$8,360 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`492-310-13-00`

Property Details

APN / Parcel Number

Primary APN	`492-310-13-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,050 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	12,400 sqft (0.285 acres)

Location & Zoning

Street Address	576 MORGAN WAY
City	EL CAJON
State	CA
Zip	92020-7339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 13 TR 003458
Legal Subdivision	HELIX PARK
Legal Tract	003458
Legal Block	4
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4002
Census Tract	15902

Owner

576 Morgan Way is owned and occupied by an individual who bought it in October 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	576 MORGAN WAY, EL CAJON, CA 92020-7339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2016 · Amount on File
Deed Sale	Oct 6, 2016 · Amount on File
Prior Sale	Sep 23, 2015 · Amount on File
Deed Document Number	2016537840
Prior Transfer Date	Sep 16, 2016
Prior Transfer Doc	0000537841
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	576 MORGAN WAY, EL CAJON, CA 92020-7339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 MORGAN WAY, EL CAJON, CA 92020-7339

Mortgage

Document Number	0000802054
Date	Dec 14, 2020
Instrument	2020-0802054

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	576 MORGAN WAY, EL CAJON, CA 92020-7339
Document Number	0000322031
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	576 MORGAN WAY EL CAJON CA 920207339, EL CAJON, CA 92020-7339

Mortgage

Document Number	0000322031
Date	Aug 7, 2018
Instrument	322031

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 6, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 576 Morgan Way was $8,360 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$640,426 (+2%) Land $236,756 Building $403,670
2025	$8,360.00 Homeowner's exemption	$627,869 Land $232,114 Building $395,755
2023	$8,095.00 (+1.28%) Homeowner's exemption	$603,490 Land $223,101 Building $380,389
2022	$7,993.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 576 Morgan Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 576 Morgan Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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