573 Morgan Way, El Cajon, CA 92020 Property Records

San Diego County property record for 573 Morgan Way, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1957
Lot Size	0.278 acres (12,100 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Mar 2017)
Tax Bill	$8,003 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2025 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`492-310-12-00`

Property Details

APN / Parcel Number

Primary APN	`492-310-12-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,508 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	12,100 sqft (0.278 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	573 MORGAN WAY
City	EL CAJON
State	CA
Zip	92020-7339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 12 TR 003458
Legal Subdivision	HELIX PARK
Legal Tract	003458
Legal Block	4
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4002
Census Tract	15902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	573 MORGAN WAY, EL CAJON, CA 92020-7339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
Oct 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 5, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Mar 29, 2017	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Mar 29, 2017	Quit Claim Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2017 · Amount on Record
Deed Sale	Mar 29, 2017 · Amount on Record
Prior Sale	Sep 23, 2016 · Amount on Record
Deed Document Number	2017141035
Prior Transfer Date	Mar 10, 2017
Prior Transfer Doc	0000141034
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 8, 2026
Property Address	573 MORGAN WAY, EL CAJON, CA 92020-7339
Document Number	0000132538
Instrument Date	May 4, 2026
Instrument	2026132538
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE - SAN DIEGO BRAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	573 MORGAN WAY, EL CAJON, CA 92020-7339

Mortgage

Document Number	0000132538,
Date	May 8, 2026
Instrument	2026132538

Lender

Name	JMAC LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	573 MORGAN WAY, EL CAJON, CA 92020-7339
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 MORGAN WAY, EL CAJON, CA 92020-7339

Mortgage

Document Number	0000293649
Date	Oct 21, 2025
Instrument	2025-0293649

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	573 MORGAN WAY, EL CAJON, CA 92020-7339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 MORGAN WAY, EL CAJON, CA 92020-7339

Mortgage

Document Number	0000850946
Date	Dec 31, 2020
Instrument	2020-0850946

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	573 MORGAN WAY, EL CAJON, CA 92020-7339
Document Number	0000461640
Instrument Date	Oct 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	573 MORGAN WAY EL CAJON CA 920207339, EL CAJON, CA 92020-7339

Mortgage

Document Number	0000461640
Date	Oct 15, 2019
Instrument	461640

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2017
Property Address	573 MORGAN WAY, EL CAJON, CA 92020-7339
Document Number	0000141035
Instrument Date	Mar 22, 2017
Instrument	141035
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	573 MORGAN WAY EL CAJON CA 920207339, EL CAJON, CA 92020-7339

Mortgage

Document Number	141036
Date	Mar 29, 2017
Instrument	141036

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2017
Property Address	573 MORGAN WAY, EL CAJON, CA 92020-7339
Document Number	0000141034
Instrument Date	Mar 10, 2017
Instrument	141034
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	573 MORGAN WAY EL CAJON CA 920207339, EL CAJON, CA 92020-7339

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,051 (+2%) Land $350,031 Building $230,020
2025	$8,003.00 (-0.04%)	$568,678 (+4.04%) Land $343,168 Building $225,510
2024	$8,006.00 (+7.32%)
2023	$7,460.00 (-3.94%)	$546,598 Land $329,844 Building $216,754
2022	$7,766.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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