576 Locust Run Rd, Cincinnati, OH 45245 Property Records

Clermont County property record for 576 Locust Run Rd, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,480 sqft · built 2019
Lot Size	8.64 acres (376,707 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,500 (Oct 2007)
Tax Bill	$11,889 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`27-28-10D-150`

Property Details

APN / Parcel Number

Primary APN	`27-28-10D-150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,480 sqft Living Area
1st Floor Area	2,480 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	376,707 sqft (8.64 acres)
Garage Area	986 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	318 sqft
Deck Area	80 sqft
Patio Area	405 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	576 LOCUST RUN RD
City	CINCINNATI
State	OH
Zip	45245-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02TY 2 FROM 272810D023.
Legal Subdivision	KNOX MILITARY SURVEY NUMBER 4795
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	3
Census Block	3015
Census Tract	41505

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	576 LOCUST RUN RD, CINCINNATI, OH 45245-3130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Mar 9, 2018	Trustee's Deed, Construction Loan · Construction Mortgage WESBANCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2007 · Amount on Record
Deed Sale	Oct 31, 2007 · Amount on Record
Prior Sale	Feb 15, 2001 · Amount on Record
Deed Document Number	200732482
Deed Book / Page	2092 / 1531
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	576 LOCUST RUN RD, CINCINNATI, OH 45245-3130
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016199
Date	Jun 29, 2020
Book Page	2843/685
Instrument	202000016199

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jul 1, 2035
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Margin	2
Max Rate	8.12%

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLERMONT OH
Recording Date	Mar 9, 2018
Property Address	576 LOCUST RUN RD, CINCINNATI, OH 45245-3130
Book / Page	002758 / 000589
Instrument Date	Mar 7, 2018
Instrument	5083
Transaction Type	Construction Loan
Record Updated	Mar 23, 2018
Title Company	NORTHWEST TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	572 LOCUST RUN RD CINCINNATI OH 452453130, CINCINNATI, OH 45245-3130

Mortgage

Document Number	0000005083
Date	Mar 9, 2018
Book Page	002758/000589
Instrument	5083

Lender

Name	WESBANCO BK
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	New Richmond Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,889.00 (-47.42%)	$273,250 (-) Land $115,190 Building $158,060
2024			$780,700 (-) Land $329,100 Building $451,600
2023	$22,611.00 (+161.85%) Homeowner's exemption	$273,250 (+61.3%) Land $115,190 Building $158,060	$780,700 (+61.3%) Land $329,100 Building $451,600
2022	$8,635.00 Homeowner's exemption	$169,400 Land $71,400 Building $98,000
2020			$484,000 Land $204,000 Building $280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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