576 Janell Ct, Merced, CA 95341 Property Records

Merced County property record for 576 Janell Ct, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,448 sqft · built 2018
Lot Size	0.133 acres (5,771 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Mar 2026)
Tax Bill	$3,327 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2026 Mortgage + 4 more
Flood Zone	Zone AO (high risk)
APN	`222-041-030-000`

Property Details

APN / Parcel Number

Primary APN	`222-041-030-000`
Alternative APN	`222-041-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	5,771 sqft (0.133 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Patio Area	59 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	222-041-030
Street Address	576 JANELL CT
City	MERCED
State	CA
Zip	95341-7034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	CYPRESS TERRACE PHASE 4 LOT 157
Legal Subdivision	CYPRESS TERRACE PH 04
Legal Lot Number	157
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1009
Census Tract	1603

Owner

576 Janell Ct is owned and occupied by an individual who bought it in March 2026.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	576 JANELL CT, MERCED, CA 95341-7034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage EXCEL REALTY & MORTGAGE INC
Apr 7, 2026	Deed of Trust, Mortgage · FHA Mortgage LEADER ONE FINANCIAL CORPORATION
Mar 31, 2026	Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Mar 31, 2026	Grant Deed, Transfer · Conventional Mortgage LEADERONE FINANCIAL CORP
Nov 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SCENIC OAKS FUNDING
Mar 6, 2019	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Prior Sale	Mar 6, 2019 · Amount on File
Deed Document Number	20268196
Prior Transfer Date	Nov 18, 2020
Prior Transfer Doc	0000044591
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	576 JANELL CT, MERCED, CA 95341-7034
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 CHABLIS LN, ATWATER, CA 95301-2208

Mortgage

Document Number	0000000728
Date	Jan 12, 2026
Instrument	2026000728

Lender

Name	EXCEL REALTY & MORTGAGE INC
Type	Mortgage Company
Address	PLEASANTON, CA 94566

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Apr 7, 2026
Property Address	576 JANELL CT, MERCED, CA 95341-7034
Document Number	0000008762
Instrument Date	Apr 3, 2026
Instrument	20268762
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000008762,
Date	Apr 7, 2026
Instrument	20268762

Lender

Name	LEADER ONE FINANCIAL CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Mar 31, 2026
Property Address	576 JANELL CT, MERCED, CA 95341-7034
Document Number	0000008197
Map Reference	MB 1500 PG 438
Instrument Date	Mar 28, 2026
Instrument	2026008197
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 JANELL CT, MERCED, CA 95341-7034

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 31, 2026
Property Address	576 JANELL CT, MERCED, CA 95341-7034
Document Number	0000008196
Map Reference	MB 1500 PG 438
Instrument Date	Mar 28, 2026
Instrument	2026008196
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	576 JANELL CT, MERCED, CA 95341-7034

Mortgage

Document Number	0000008198
Date	Mar 31, 2026
Instrument	2026008198

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 23, 2020
Property Address	576 JANELL CT, MERCED, CA 95341-7034
Document Number	0000044591
Map Reference	VOL 65 PG 29-32
Instrument Date	Nov 18, 2020
Instrument	2020044591
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CYPRESS TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 JANELL CT, MERCED, CA 95341-7034

Mortgage

Document Number	0000044592
Date	Nov 23, 2020
Instrument	2020044592

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution
Address	MODESTO, CA 95350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 6, 2019
Property Address	576 JANELL CT, MERCED, CA 95341-7034
Document Number	0000006507
Map Reference	VOL 65 PG 29-32
Instrument Date	Feb 19, 2019
Instrument	2019006507
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 JANELL CT, MERCED, CA 95341-7034

Mortgage

Document Number	0000006508
Date	Mar 6, 2019
Instrument	2019006508

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 576 Janell Ct was $3,327, up 5.1% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$282,746 (+2%) Land $62,578 Building $220,168
2025	$3,327.00 (+5.05%)	$277,202 Land $61,351 Building $215,851
2024	$3,167.00 (+4.83%)
2023	$3,021.00 (-0.89%)	$266,440 Land $58,970 Building $207,470
2022	$3,048.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 576 Janell Ct in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2012–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 576 Janell Ct is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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