543 Janell Ct, Merced, CA 95341 Property Records

Merced County property record for 543 Janell Ct, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,626 sqft · built 2019
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (May 2019)
Tax Bill	$3,717 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`222-041-023-000`

Property Details

APN / Parcel Number

Primary APN	`222-041-023-000`
Alternative APN	`222-041-023`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
1st Floor Area	1,626 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	222-041-023
Street Address	543 JANELL CT
City	MERCED
State	CA
Zip	95341-7034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	CYPRESS TERRACE PHASE 4 LOT 150
Legal Subdivision	CYPRESS TERRACE PH 04
Legal Lot Number	150
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1009
Census Tract	1603

Owner

543 Janell Ct is owned and occupied by an individual who bought it in May 2019.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	543 JANELL CT, MERCED, CA 95341-7034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 14, 2019	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Dec 14, 2018	Grant Deed, Construction Loan · Construction Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2019 · Amount on File
Deed Sale	May 14, 2019 · Amount on File
Prior Sale	Dec 14, 2018 · Amount on File
Deed Document Number	201913674
Prior Transfer Date	Sep 3, 2013
Prior Transfer Doc	0000032777
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	543 JANELL CT, MERCED, CA 95341-7034
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 JANELL CT, MERCED, CA 95341-7034

Mortgage

Document Number	0000021387
Date	May 12, 2021
Instrument	2021021387

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 14, 2019
Property Address	543 JANELL CT, MERCED, CA 95341-7034
Document Number	0000013674
Instrument Date	Feb 22, 2019
Instrument	13674
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 JANELL CT MERCED CA 953417034, MERCED, CA 95341-7034

Mortgage

Document Number	13675
Date	May 14, 2019
Instrument	13675

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2049

December 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 14, 2018
Property Address	543 JANELL CT, MERCED, CA 95341-7034
Document Number	0000039808
Instrument Date	Dec 10, 2018
Instrument	39808
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$44.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	219 N BROADWAY TURLOCK CA 953804737, TURLOCK, CA 95380-4737
Investor	Possibly a Property Investor

Mortgage

Document Number	39809
Date	Dec 14, 2018
Instrument	39809

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Mortgage

Document Number	39810,
Date	Dec 14, 2018
Instrument	39810

Lender

Name	SPYCHER FAMILY TRUST (PT)
Address	PO BOX 5, BALLICO, CA 95303-0005

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 543 Janell Ct was $3,717.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$318,586 (+2%) Land $62,578 Building $256,008
2025	$3,717.00	$312,340 Land $61,351 Building $250,989
2023	$3,382.00 (-0.76%)	$300,214 Land $58,970 Building $241,244
2022	$3,408.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 543 Janell Ct in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2012–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 543 Janell Ct is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies.

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