543 E Osterhout Ave, Portage, MI 49002 Property Records

Kalamazoo County property record for 543 E Osterhout Ave, Portage, MI 49002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,282 sqft · built 2018
Lot Size	3.22 acres (140,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (May 2017)
Deeds & Mortgages	May 2023 Line of Credit Jan 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00034-100-O`

Property Details

APN / Parcel Number

Primary APN	`10-00034-100-O`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,282 sqft Living Area
1st Floor Area	2,282 sqft
Basement Area	2,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Lot Area	140,263 sqft (3.22 acres)
Lot Dimensions	688 ft deep x 204 ft wide
Garage Area	3,072 sqft
Parking Spaces	10 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	543 E OSTERHOUT AVE
City	PORTAGE
State	MI
Zip	49002-7124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	SEC 34-3-11 COM AT C1/4 POST SEC 34; TH S 89 DEG 36 MIN W ALG EW1/4 LI SD SEC 1046. FT FOR PL OF BEG; TH CONT S 89 DEG 36 MIN
Legal Range	11
Legal Township	03
Legal Section	34
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3004
Census Tract	2104

Owner

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	543 E OSTERHOUT AVE, PORTAGE, MI 49002-7124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Jan 4, 2018	Deed of Trust, Mortgage · Construction Mortgage CONSUMERS CU
May 5, 2017	Warranty Deed, Transfer DEVON TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2017 · Amount on Record
Deed Sale	May 5, 2017 · Amount on Record
Deed Document Number	201715545
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	543 E OSTERHOUT AVE, PORTAGE, MI 49002-7124
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 E OSTERHOUT AVE, PORTAGE, MI 49002-7124

Mortgage

Document Number	2023011001
Date	May 11, 2023
Instrument	2023-011001

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	543 E OSTERHOUT AVE, PORTAGE, MI 49002-7124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000306
Date	Jan 4, 2018
Instrument	2018-000306

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	OSHTEMO, MI 49077

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 5, 2017
Property Address	543 E OSTERHOUT AVE, PORTAGE, MI 49002-7124
Document Number	2017015545
Instrument Date	Apr 27, 2017
Instrument	2017-015545
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1325 TIMBER XING, 1325, HOLLAND, MI 49424-5349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10437 S AVE, MATTAWAN, MI 49071-8406

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,200	$854,400
2025	Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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