576 E Kesley Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 576 E Kesley Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	7 bd · 6 ba · 5,395 sqft · built 2019
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Jun 2025)
Tax Bill	$14,270 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`249014-0900`

Property Details

APN / Parcel Number

Primary APN	`249014-0900`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Plumbing Fixtures	22 Plumbing Fixtures
Stories	1 Story
Building Area	5,395 sqft Living Area
Gross Area	6,880 sqft
1st Floor Area	4,183 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	867 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	736 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	576 E KESLEY LN
City	SAINT JOHNS
State	FL
Zip	32259-6293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/74-87 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 2 LOT 90 OR6176/931
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	2
Legal Block	2
Legal Lot Number	90
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

576 E Kesley Ln is owned and occupied by two individuals who bought it in June 2025.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	576 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Jun 28, 2019	Grant Deed, Subdivision Related Transfer BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Jun 28, 2019 · Amount on File
Deed Document Number	202551944
Deed Book / Page	6176 / 931
Prior Transfer Date	Apr 21, 2025
Prior Transfer Doc	0061760931
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	576 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 E KESLEY LN, ST JOHNS, FL 32259-6293

Mortgage

Document Number	0058060084
Date	Aug 8, 2023
Book Page	5806/84
Instrument	2023062185

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 12, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	576 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	TITLE AMERICA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 E KESLEY LN, SAINT JOHNS, FL 32259-6293

Mortgage

Document Number	0054670749
Date	Jan 11, 2022
Book Page	5467/749
Instrument	2022003870

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	576 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	TITLE AMERICA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 E KESLEY LN, SAINT JOHNS, FL 32259-6293

Mortgage

Document Number	0051590025
Date	Jan 22, 2021
Book Page	5159/25
Instrument	2021007860

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 28, 2019
Property Address	576 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Document Number	0047491577
Book / Page	004749 / 001577
Instrument Date	Jun 27, 2019
Instrument	46082
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 9, 2019
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,272.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 E KESLEY LN ST JOHNS FL 322596293, ST JOHNS, FL 32259-6293

Mortgage

Document Number	47491578
Date	Jun 28, 2019
Book Page	004749/001578
Instrument	46083

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72204

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 576 E Kesley Ln was $14,270, up 11% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,207,838 (+22.84%) Land $220,000 Building $987,838	$1,207,838 (-0.48%) Land $220,000 Building $987,838
2025	$14,270.00 (+11.01%) Homeowner's exemption	$983,225	$1,213,677 Land $220,000 Building $993,677
2024	$12,855.00 (+4.37%)
2023	$12,317.00 (+2.22%) Homeowner's exemption	$927,684 (+3%)	$1,132,671 (-0.08%) Land $215,000 Building $917,671
2022	$12,049.00 Homeowner's exemption	$900,664	$1,133,615 Land $179,200 Building $954,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 576 E Kesley Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 576 E Kesley Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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