1. Home
  2. Florida
  3. Monroe County
  4. Summerland Key
  5. Caribbean Dr E

576 Caribbean Dr E, Summerland Key, FL 33042 Property Records

Monroe County property record for 576 Caribbean Dr E, Summerland Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,575 sqft · built 1987
Lot Size0.145 acres (6,300 sqft)
OwnerCompany Name on Record
Last Sale$900,000 (May 2014)
Tax Bill$12,052 (2024)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00192760-000000

Property Details

APN / Parcel Number

Primary APN00192760-000000
Alternative APNs
  • 35662800192760000000
  • 1254657

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,575 sqft Living Area
Gross Area2,107 sqft
1st Floor Area1,575 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,300 sqft (0.145 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area532 sqft

Exterior Amenities

PorchFlorida Room
Porch Area758 sqft
Patio Area1,460 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1254657
Street Address576 CARIBBEAN DR E
CitySUMMERLAND KEY
StateFL
Zip33042-4814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 1 W 2FT LT 8 AND ALL LT 9 AND ELY 1FT LT 10 SUMMERLAND KEY COVE ADDITION 6 PB5-41 OR431-1013/14 OR774-163/64 OR939-919 OR1015-1224 OR1243-206/07 OR1328-2038/39 OR1610-425 OR2517-2162 OR2682-1196
Legal Range28E
Legal Township66S
Legal Section35
Legal SubdivisionSUMMERLAND KEY COVE ADD #6
Legal Block1
Legal Lot Number8-10
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1039
Census Tract971502

Owner

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1433 PENNSYLVANIA AVE, PAOLI, PA 19301-1519
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2014 · Amount on Record
Deed SaleMay 5, 2014 · Amount on Record
Prior SaleMay 17, 2011 · Amount on Record
Deed Document Number20141979300
Deed Book / Page2682 / 1195
Last Transfer DateMay 29, 2025
Transfer Doc0033330417
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address576 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4814
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030030783
DateJan 13, 2020
Book Page3003/0783
Instrument2251630
Lender
NameGROUP ONE MORTGAGE INC
TypeMortgage Company
AddressJUPITER, FL 33477
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,693,531 (+0.03%) Land $1,315,393 Building $378,138$1,693,531 (+0.03%) Land $1,315,393 Building $378,138
2024$12,052.00 (+3.79%)
2023$11,612.00 (+24.58%)$1,692,995 (+56.54%) Land $1,327,615 Building $365,380$1,692,995 (+56.54%) Land $1,327,615 Building $365,380
2022$9,321.00$1,081,515 Land $714,987 Building $366,528$1,081,515 Land $714,987 Building $366,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 454 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies454 in force
Nearby Flood Claims828 (1998–2022)
Claims Outside the SFHA2 of 828
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 317 claims
  • Hurricane Wilma, Oct 2005 · 192 claims
  • Hurricane Georges, Sep 1998 · 295 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Caribbean Dr E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures