Monroe County property record for 566 Caribbean Dr E, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,034 sqft · built 1993 |
| Lot Size | 0.135 acres (5,900 sqft) |
| Owner | Trust Name on File |
| Last Sale | $900,000 (Jul 2009) |
| Tax Bill | $12,543 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00192770-000000 |
| Primary APN | 00192770-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,034 sqft Living Area |
| 1st Floor Area | 1,650 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,900 sqft (0.135 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Waterfront |
| Garage Type | Covered |
| Garage Area | 756 sqft |
| Pool Area | 189 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 636 sqft |
| Deck Area | 863 sqft |
| Patio Area | 1,713 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1254665 |
|---|---|
| Street Address | 566 CARIBBEAN DR E |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 1 LT 10 LESS ELY 1FT SUMMERLAND KEY COVE ADDITION NO 6 PB5-41 SUMMERLAND KEY OR684-865/866 OR886-917 OR939-919 OR1171-1298AFF OR1201-1033/37WILL OR1201-1044D/C OR1215-1582 OR1215-1583 OR1246-723 OR1246-727 OR1306-1423 OR1530-1542 OR2423-1102 OR252 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 35 |
| Legal Subdivision | SUMMERLAND KEY COVE ADD #6 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 971502 |
566 Caribbean Dr E is held in a trust since August 2014.
Source: Monroe County records, as of March 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 218, DUBLIN, OH 43017-0218 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2009 · Amount on File |
| Deed Sale | Jul 20, 2009 · Amount on File |
| Prior Sale | Aug 5, 1998 · Amount on File |
| Deed Document Number | 20091751500 |
| Deed Book / Page | 2423 / 1102 |
| Last Transfer Date | Aug 25, 2014 |
| Transfer Doc | 0027010165 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,794,292 Land $1,269,975 Building $524,317 | $1,794,292 Land $1,269,975 Building $524,317 | |
| 2024 | $12,543.00 (+4.31%) | ||
| 2023 | $12,025.00 (+23.04%) | $1,782,336 (+48.88%) Land $1,281,775 Building $500,561 | $1,782,336 (+48.88%) Land $1,281,775 Building $500,561 |
| 2022 | $9,773.00 | $1,197,186 Land $690,300 Building $506,886 | $1,197,186 Land $690,300 Building $506,886 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 566 Caribbean Dr E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 454 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 454 in force |
| Nearby Flood Claims | 828 (1998–2022) |
| Claims Outside the SFHA | 2 of 828 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 566 Caribbean Dr E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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