Kerr County property record for 575 Lower Reservation Rd, Harper, TX 78631
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,070 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,595 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0558-1061-001031 |
| Primary APN | 0558-1061-001031 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,070 sqft Living Area |
| Gross Area | 3,298 sqft |
| 1st Floor Area | 2,070 sqft |
| 2nd Floor Area | 532 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood Siding |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 696 sqft |
| Account Number | 0558-1061-001031 |
|---|---|
| Street Address | 575 LOWER RESERVATION RD |
| City | HARPER |
| State | TX |
| Zip | 78631-5326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ABS A0558 GC&SF RY, SUR 1061,BLOCK (PT 11.05 ACS),ACRES 1.0 |
| Legal Subdivision | GC&SF RY, SUR 1061 |
| Jurisdiction | KERR TX |
| Township / Civil Division | INGRAM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 960304 |
Source: Kerr County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 575 LOWER RESERVATION RD, HARPER, TX 78631-5326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Kerr County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Unified School District | Harper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,595.00 (+178.36%) | $134,348 (+0.03%) Land $16,107 Building $118,241 | $134,348 (-) Land $16,107 Building $118,241 |
| 2025 | $573.00 (+21.4%) Homeowner's exemption Senior Citizen's exemption | $134,301 (+8.46%) | $134,348 (+8.5%) Land $16,107 Building $118,241 |
| 2024 | $472.00 (-12.92%) | ||
| 2023 | $542.00 Homeowner's exemption Senior Citizen's exemption | $123,823 Land $16,107 Building $107,716 | $123,823 Land $16,107 Building $107,716 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 49% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| VTX Communications Fixed Wireless | 940 / 940 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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