244 Lower Reservation Rd, Harper, TX 78631 Property Records

Kerr County property record for 244 Lower Reservation Rd, Harper, TX 78631 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bathrooms	2.5 Baths
Year Built	Built 1984
Square Footage	2,000 sqft Living Area
Lot Size	4,495,392 sqft (103 acres)
Garage	Attached, 600 sqft
Occupancy	Owner Occupied
Tax Bill	$4,688.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0208-0001-000100`
Alternative APN	`14931`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,000 sqft Living Area
Gross Area	4,910 sqft Gross Area
1st Floor	2,000 sqft 1st Floor

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Metal Exterior
Roof Construction	Gable Roof Construction
Lot Area	4,495,392 sqft (103 acres)
Garage Type	Attached Garage
Garage Area	600 sqft Garage
Total Buildings	2 Total Buildings

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	0208-0001-000100
Street Address	244 LOWER RESERVATION RD
City	HARPER
State	TX
Zip	78631-5335
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	ABS A0208 IND RY, SUR 1,TRACT 1,ACRES 103.2
Legal Subdivision	IND RY, SUR 1
Legal Tract	1
Jurisdiction	KERR TX
Minor Civil Division	INGRAM
Census Blockgroup	1
Census Block	1095
Census Tract	960304

Owner

Source: Kerr County records · APN 0208-0001-000100

Assessment roll updated October 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	244 LOWER RESERVATION RD, HARPER, TX 78631-5335
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 18, 2009
Transfer Doc	1752/0372
Record Refreshed	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	244 LOWER RESERVATION RD, HARPER, TX 78631-5335
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021008952
Date	Oct 06, 2021
Instrument	21-008952

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2041

Tax Assessment & Valuation

Source: Kerr County records · Assessment roll updated October 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Harper Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,688.00 (+166.36%) Homeowner's exemption	$1,591,965 (+320.65%)	$1,594,839 (+2.29%) Land $1,200,658 Building $394,181
2024	$1,760.00 (-46.11%)
2023	$3,266.00 Homeowner's exemption Additional exemption filed	$378,457 Land $20,014 Building $358,443	$1,559,101 Land $1,200,658 Building $358,443

Flood & Wildfire

244 Lower Reservation Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Kerr County (48265C), updated August 4, 2022

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 65th percentile of exposed land nationally · 51st in Texas
Wildfire Likelihood	Moderate — about 1 in 625 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.