575 Live Oak Dr, Bertram, TX 78605 Property Records

Burnet County property record for 575 Live Oak Dr, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	1,364 sqft · built 2003
Lot Size	0.476 acres (20,735 sqft)
Owner	2 Individual Names on File
Last Sale	$360,829 (Jul 2025)
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Apr 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03925-0200-00015-000`

Property Details

APN / Parcel Number

Primary APN	`03925-0200-00015-000`
Alternative APN	`11482`

Interior

Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	20,735 sqft (0.476 acres)

Exterior Amenities

Porch	Porch
Porch Area	90 sqft
Patio Area	90 sqft
Storage Building	252 sqft

Location & Zoning

Street Address	575 LIVE OAK DR
City	BERTRAM
State	TX
Zip	78605-4435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S3925 COUNTRYSIDE OAKS LOT 15, SEC 2
Legal Subdivision	COUNTRYSIDE OAKS
Legal Block	1
Legal Lot Number	15
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1022
Census Tract	960102

Owner

575 Live Oak Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Burnet County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	575 LIVE OAK DR, BERTRAM, TX 78605-4435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Apr 2, 2025	Special Warranty Deed, Transfer INDEPENDENCE TITLE
Apr 2, 2025	Vendor's Lien, Transfer · Commercial Mortgage USAM FUND 3 LLC
Apr 2, 2025	Affidavit of Death of Joint Tenant, Transfer INDEPENDENCE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Apr 2, 2025 · Amount on File
Deed Document Number	20257353
Prior Transfer Date	Jun 30, 2006
Prior Transfer Doc	001443/996
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Jul 25, 2025
Property Address	575 LIVE OAK DR, BERTRAM, TX 78605-4435
Document Number	0202507353
Map Reference	CAB 1 SL 197A&197B
Instrument Date	Jul 25, 2025
Instrument	202507353
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 LIVE OAK DR, BERTRAM, TX 78605-4435

Mortgage

Document Number	0202507354
Date	Jul 25, 2025
Instrument	202507354

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

April 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Apr 2, 2025
Property Address	575 LIVE OAK DR, BERTRAM, TX 78605-4435
Document Number	0202503276
Map Reference	CAB 1 SL 197A&197B
Instrument Date	Mar 28, 2025
Instrument	202503276
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 LIVE OAK DR, BERTRAM, TX 78605-4435

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Apr 2, 2025
Property Address	575 LIVE OAK DR, BERTRAM, TX 78605-4435
Document Number	0202503277
Map Reference	CAB 1 SL 197A&197B
Instrument Date	Mar 27, 2025
Instrument	202503277
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 W VILLAGE RD, SALADO, TX 76571-5705

Mortgage

Document Number	0202503278
Date	Apr 2, 2025
Instrument	202503278

Lender

Name	USAM FUND 3 LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Oct 1, 2025

April 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BURNET TX
Recording Date	Apr 2, 2025
Property Address	575 LIVE OAK DR, BERTRAM, TX 78605-4435
Document Number	0202503275
Map Reference	CAB 1 SL 197A&197B
Instrument Date	Mar 17, 2025
Instrument	202503275
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 LIVE OAK DR, BERTRAM, TX 78605-4435

Tax Assessment & Valuation

The 2025 property tax bill for 575 Live Oak Dr was $2,538, down 2.9% from the year before.

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Municipality	Bertram City
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,160 (+36.49%) Land $25,000 Building $268,160	$293,160 (-) Land $25,000 Building $268,160
2025	$2,538.00 (-2.94%)	$214,782	$293,160 Land $25,000 Building $268,160
2024	$2,615.00 (+13.75%)
2023	$2,299.00 Homeowner's exemption	$275,282 Land $25,000 Building $250,282	$275,282 Land $25,000 Building $250,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 575 Live Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 575 Live Oak Dr is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERTRAM serves 3,636 people · EPA ID TX0270012
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Heritage Broadband Fixed Wireless	1,000 / 100
Rise Broadband Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: Western Broadband.

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