550 Live Oak Dr, Bertram, TX 78605 Property Records

Burnet County property record for 550 Live Oak Dr, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	1,262 sqft · built 2005
Lot Size	0.349 acres (15,180 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (May 2019)
Tax Bill	$1,529 (2025)
Deeds & Mortgages	Nov 2017 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03925-0200-00006-000`

Property Details

APN / Parcel Number

Primary APN	`03925-0200-00006-000`
Alternative APN	`11473`

Interior

Stories	1 Story
Building Area	1,262 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	1,262 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	15,180 sqft (0.349 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	444 sqft
Storage Building	80 sqft

Location & Zoning

Street Address	550 LIVE OAK DR
City	BERTRAM
State	TX
Zip	78605-4435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S3925 COUNTRYSIDE OAKS LOT 6, SEC 2
Legal Subdivision	COUNTRYSIDE OAKS
Legal Block	1
Legal Lot Number	6
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1022
Census Tract	960102

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 79, BERTRAM, TX 78605-0079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
May 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	Jun 11, 2008
Deed Document Number	20195322
Prior Transfer Date	Dec 4, 2007
Prior Transfer Doc	0200715094
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	550 LIVE OAK DR, BERTRAM, TX 78605-4435
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201711642
Date	Nov 27, 2017
Instrument	201711642

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	May 28, 2019
Property Address	550 LIVE OAK DR, BERTRAM, TX 78605-4435
Document Number	0201905322
Map Reference	CAB 1 SL 197-A
Instrument Date	May 17, 2019
Instrument	201905322
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 LIVE OAK DR, BERTRAM, TX 78605-4435
Investor	Possibly a Property Investor

Mortgage

Document Number	0201905323
Date	May 28, 2019
Instrument	201905323

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Municipality	Bertram City
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,616 (+1%)	$298,197 (-) Land $25,000 Building $273,197
2025	$1,529.00 (+2.69%) Homeowner's exemption Senior Citizen's exemption	$192,378 (-31.29%)	$298,197 (+6.51%) Land $25,000 Building $273,197
2024	$1,489.00 (+6.28%)
2023	$1,401.00 Homeowner's exemption Senior Citizen's exemption	$279,983 Land $25,000 Building $254,983	$279,983 Land $25,000 Building $254,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERTRAM serves 3,636 people · EPA ID TX0270012
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Heritage Broadband Fixed Wireless	1,000 / 100
Rise Broadband Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: Western Broadband.

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