575 Horn St, Pinconning, MI 48650 Property Records

Bay County property record for 575 Horn St, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$114,900 (Jul 2021)
Tax Bill	$3,262 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2021 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`180-W05-000-004-00`

Property Details

APN / Parcel Number

Primary APN	`180-W05-000-004-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	294 ft deep x 74 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	575 HORN ST
City	PINCONNING
State	MI
Zip	48650-8476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 146 FT OF LOT 4 WILLOW BROOK SUB, L9/P37 BCR
Legal Subdivision	WILLOW BROOK SUBDIVISION
Legal Lot Number	4
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	1
Census Block	1026
Census Tract	286300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	575 HORN ST, PINCONNING, MI 48650-8476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 29, 2021	Warranty Deed, Transfer
Jan 4, 2021	Warranty Deed, Transfer REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TITLE AGCY
Aug 21, 2018	Warranty Deed, Transfer · FHA Mortgage NEW EXECUTIVE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	202113176
Prior Transfer Date	Sep 22, 2004
Prior Transfer Doc	0022550992
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	575 HORN ST, PINCONNING, MI 48650-8476
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 HORN ST, PINCONNING, MI 48650-8476

Mortgage

Document Number	0000002751
Date	Mar 12, 2026
Instrument	202602751

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jul 29, 2021
Property Address	575 HORN ST, PINCONNING, MI 48650-8476
Document Number	202113176
Map Reference	LB 9 PG 37
Instrument Date	May 13, 2021
Instrument	202113176
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount Recorded
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	575 HORN ST, 575, PINCONNING, MI 48650-8476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3751 N HACKINAW RD, PINCONNING, MI 48650

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jan 4, 2021
Property Address	575 HORN ST, PINCONNING, MI 48650-8476
Document Number	0000000066
Instrument Date	Dec 9, 2020
Instrument	66
Transaction Type	Transfer
Record Updated	Apr 20, 2021
Title Company	REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$989.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Aug 21, 2018
Property Address	575 HORN ST, PINCONNING, MI 48650-8476
Document Number	0000011581
Instrument Date	Aug 20, 2018
Instrument	11581
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$817.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3306 OGEMA ST BURTON MI 485291310, BURTON, MI 48529-1310

Mortgage

Document Number	11582
Date	Aug 21, 2018
Instrument	11582

Lender

Name	NEW EXECUTIVE MTG
Type	Mortgage Company
Address	BAY CITY, MI 48706

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Pinconning City
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,262.00 (+36.66%) Homeowner's exemption	$80,600 (+8.77%)	$161,200 (+8.77%)
2025	$2,387.00 (-19.55%) Homeowner's exemption	$74,100 (+26.24%)	$148,200 (+26.24%)
2023		$58,700	$117,400
2022	$2,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PINCONNING serves 1,204 people · EPA ID MI0005330
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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