575 38th Ave, Vero Beach, FL 32968 Property Records

Indian River County property record for 575 38th Ave, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 1976
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Sep 2025)
Tax Bill	$5,039 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-15-00005-0001-00008.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-15-00005-0001-00008.0`
Alternative APN	`79453`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,790 sqft Living Area
1st Floor Area	1,790 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Interior
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	249 sqft
Patio Area	320 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	575 38TH AVE
City	VERO BEACH
State	FL
Zip	32968-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	CLEMANN ESTATES UNIT NO 1 BLK A LOTS 7, 8 & 9 PBI 3-63
Legal Range	39E
Legal Township	33S
Legal Section	15
Legal Subdivision	CLEMANN ESTATES UNIT NO 1
Legal Block	A
Legal Lot Number	7,8,9
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3005
Census Tract	50702

Owner

575 38th Ave is owned and occupied by an individual who bought it in September 2025.

Source: Indian River County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	575 38TH AVE, VERO BEACH, FL 32968-1928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jan 15, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 3, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Mar 3, 2022 · Amount on File
Deed Document Number	202548249
Deed Book / Page	3807 / 1358
Prior Transfer Date	Feb 17, 2016
Prior Transfer Doc	0029131295
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 29, 2025
Property Address	575 38TH AVE, VERO BEACH, FL 32968-1928
Document Number	0038071358
Book / Page	3807 / 1358
Map Reference	MB 3 PG 63&64
Instrument Date	Sep 25, 2025
Instrument	3120250048249
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ALLIANCE TITLE TREASURE COAST, ALLIANCE TTL OF TREASURE COA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	485 PERIWINKLE DR, SEBASTIAN, FL 32958-6619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 38TH AVE, VERO BEACH, FL 32968-1928

Mortgage

Document Number	0038071360
Date	Sep 29, 2025
Instrument	3807/1360

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 3, 2022
Property Address	575 38TH AVE, VERO BEACH, FL 32968-1928
Document Number	0035170029
Book / Page	3517 / 29
Map Reference	MB 3 PG 63&64
Instrument Date	Mar 1, 2022
Instrument	3120220013597
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4803 CLIFF AVE, LOUISVILLE, KY 40215-2422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 GENESEE AVE, SEBASTIAN, FL 32958-6039

Mortgage

Document Number	0000351731
Date	Mar 3, 2022
Instrument	3517/31

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	555 38TH AVE, VERO BEACH, FL 32968
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 38TH AVE, VERO BEACH, FL 32968-1928

Mortgage

Document Number	0033780783
Date	Jan 15, 2021
Book Page	3378/783
Instrument	3120210003226

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Mar 1, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 3, 2018
Property Address	555 38TH AVE, VERO BEACH, FL 32968
Document Number	0031041596
Book / Page	003104 / 001596
Instrument Date	Dec 31, 2017
Instrument	19407
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 38TH AVE VERO BEACH FL 329681928, VERO BEACH, FL 32968-1928

Tax Assessment & Valuation

The 2025 property tax bill for 575 38th Ave was $5,039, up 3.3% from the year before.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,039.00 (+3.34%)	$329,670 (-1.04%) Land $58,013 Building $271,657	$329,670 (-1.04%) Land $58,013 Building $271,657
2024	$4,876.00 (+3.61%)	$333,131 (+2.28%) Land $58,013 Building $275,118	$333,131 (+2.28%) Land $58,013 Building $275,118
2023	$4,706.00 (+119.8%)	$325,714 (+80.98%) Land $58,013 Building $267,701	$325,714 (+32.31%) Land $58,013 Building $267,701
2022	$2,141.00	$179,970	$246,166 Land $58,013 Building $188,153

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 575 38th Ave in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 234 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	234 in force
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	21 of 25
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 575 38th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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