560 38th Ave, Vero Beach, FL 32968 Property Records

Indian River County property record for 560 38th Ave, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 936 sqft · built 1988
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,900 (Jan 2022)
Tax Bill	$2,870 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`33-39-15-00005-0004-00008.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-15-00005-0004-00008.0`
Alternative APN	`79482`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,128 sqft
1st Floor Area	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Interior
Driveway	Concrete Driveway
Driveway Area	450 sqft
Porch	Screened Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	560 38TH AVE
City	VERO BEACH
State	FL
Zip	32968-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	CLEMANN ESTATES UNIT NO 1 BLK D LOT 8 PBI 3-63
Legal Range	39E
Legal Township	33S
Legal Section	15
Legal Subdivision	CLEMANN ESTATES UNIT NO 1
Legal Block	D
Legal Lot Number	8
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3006
Census Tract	50702

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1276 44TH AVE, VERO BEACH, FL 32966-2625
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 26, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Prior Sale	Jul 16, 1999 · Amount on Record
Deed Document Number	20225159
Deed Book / Page	3505 / 1877
Last Transfer Date	Mar 14, 2022
Transfer Doc	0035220680
Record Updated	Sep 20, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 17, 2022
Property Address	560 38TH AVE, VERO BEACH, FL 32968-1927
Document Number	0035220680
Book / Page	3522 / 680
Map Reference	MB 3 PG 63
Instrument Date	Mar 14, 2022
Instrument	3120220017333
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1276 44TH AVE, 1276, VERO BEACH, FL 32966-2625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1276 44TH AVE, VERO BEACH, FL 32966-2625

Mortgage

Document Number	0003522682
Date	Mar 17, 2022
Instrument	3522/682

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 26, 2022
Property Address	560 38TH AVE, VERO BEACH, FL 32968-1927
Document Number	0035051877
Book / Page	3505 / 1877
Map Reference	MB 3 PG 63
Instrument Date	Jan 21, 2022
Instrument	3120220005159
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,259.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2576 LANGROVE LN SW, 2576, VERO BEACH, FL 32962-4224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1276 44TH AVE, VERO BEACH, FL 32966-2625

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,870.00 (+12.15%)	$175,277 (+2.21%) Land $19,338 Building $155,939	$175,277 (+2.21%) Land $19,338 Building $155,939
2023	$2,559.00 (+14.5%)	$171,484 (+16.39%) Land $19,338 Building $152,146	$171,484 (+16.39%) Land $19,338 Building $152,146
2022	$2,235.00	$147,342 Land $19,338 Building $128,004	$147,342 Land $19,338 Building $128,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 234 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	234 in force
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	21 of 25
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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