5740 Stone School Ln, Frederick, MD 21704 Property Records

Frederick County property record for 5740 Stone School Ln, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,306 sqft · built 2021
Lot Size	0.131 acres (5,720 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Jun 2023)
Tax Bill	$6,214 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-598907`

Property Details

APN / Parcel Number

Primary APN	`09-598907`
Alternative APN	`598907`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,806 sqft Living Area
Gross Area	3,306 sqft
1st Floor Area	1,754 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,720 sqft (0.131 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	598907
Street Address	5740 STONE SCHOOL LN
City	FREDERICK
State	MD
Zip	21704-6798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 124 5,720 SQ FT PRESERVE AT LONG BRANCH
Legal Subdivision	PRESERVE AT LONG BRANCH
Legal Lot Number	124
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1007
Census Tract	751904

Owner

Source: Frederick County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5740 STONE SCHOOL LN, FREDERICK, MD 21704-6798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
May 4, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Dec 12, 2019	Grant Deed, Transfer RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	May 4, 2021 · Amount on Record
Deed Document Number	2023
Deed Book / Page	16480 / 458
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 15, 2023
Property Address	5740 STONE SCHOOL LN, FREDERICK, MD 21704-6798
Document Number	0164800458
Book / Page	16480 / 458
Map Reference	MB 102 PG 56
Instrument Date	Jun 7, 2023
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5740 STONE SCHOOL LN, FREDERICK, MD 21704-6798

Mortgage

Document Number	0016480467
Date	Jun 15, 2023
Instrument	16480/467

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 4, 2021
Property Address	5740 STONE SCHOOL LN, FREDERICK, MD 21704-6798
Document Number	0148380486
Book / Page	14838 / 486
Map Reference	MB 102 PG 56
Instrument Date	Apr 2, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023
Title Company	RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,496.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5740 STONE SCHOOL LN, FREDERICK, MD 21704-6798

Mortgage

Document Number	0014838495
Date	May 4, 2021
Instrument	14838/495

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 12, 2019
Property Address	5740 STONE SCHOOL LN, FREDERICK, MD 21704-6798
Document Number	0133970172
Book / Page	013397 / 000172
Instrument Date	Nov 5, 2019
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$4,985.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	181 HARRY S TRUMAN PKWY #250 ANNAPOLIS MD 214017577, 250, ANNAPOLIS, MD 21401-7577

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$558,867 (+24.68%)	$598,600 (+24.86%) Land $150,100 Building $448,500
2025	$6,214.00 (+15.05%)
2023	$5,401.00 (+7.25%)	$448,233 (+7.47%)	$479,400 (-) Land $140,100 Building $339,300
2022	$5,036.00	$417,067	$479,400 Land $140,100 Building $339,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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