5735 Stone School Ln, Frederick, MD 21704 Property Records

Frederick County property record for 5735 Stone School Ln, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,126 sqft · built 2020
Lot Size	0.131 acres (5,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Feb 2024)
Tax Bill	$8,253 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-598913`

Property Details

APN / Parcel Number

Primary APN	`09-598913`
Alternative APN	`598913`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,126 sqft Living Area
Gross Area	4,588 sqft
1st Floor Area	1,823 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,720 sqft (0.131 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	598913
Street Address	5735 STONE SCHOOL LN
City	FREDERICK
State	MD
Zip	21704-6797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 134 5,720 SQ FT PRESERVE AT LONG BRANCH
Legal Lot Number	134
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1007
Census Tract	751904

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5735 STONE SCHOOL LN, FREDERICK, MD 21704-6797
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP
Feb 28, 2024	Deed, Transfer · Conventional Mortgage KWIK MORTGAGE CORP
Jan 12, 2021	Grant Deed, Subdivision Related Transfer · Conventional with PMI DHI MTG
Dec 12, 2019	Grant Deed, Transfer RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Jan 12, 2021 · Amount on Record
Deed Book / Page	16776 / 405
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5735 STONE SCHOOL LN, FREDERICK, MD 21704-6797
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576367 STONE SCHOOL LN, FREDERICK, MD 21704

Mortgage

Document Number	0175430329
Date	Oct 6, 2025
Book Page	17543/329

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 28, 2024
Property Address	5735 STONE SCHOOL LN, FREDERICK, MD 21704-6797
Document Number	0167760405
Book / Page	16776 / 405
Map Reference	MB 102 PG 56
Instrument Date	Feb 26, 2024
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5735 STONE SCHOOL LN, FREDERICK, MD 21704-6797

Mortgage

Document Number	0016776412
Date	Feb 28, 2024
Instrument	16776/412

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 12, 2021
Property Address	5735 STONE SCHOOL LN, FREDERICK, MD 21704-6797
Document Number	0144400093
Book / Page	014440 / 000093
Instrument Date	Dec 16, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2021
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5735 STONE SCHOOL LN FREDERICK MD 21704, FREDERICK, MD 21704

Mortgage

Document Number	144400103
Date	Jan 12, 2021
Book Page	014440/000103

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 12, 2019
Property Address	5735 STONE SCHOOL LN, FREDERICK, MD 21704-6797
Document Number	0133970172
Book / Page	013397 / 000172
Instrument Date	Nov 5, 2019
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$4,985.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	181 HARRY S TRUMAN PKWY #250 ANNAPOLIS MD 214017577, 250, ANNAPOLIS, MD 21401-7577

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$713,200 (+22.05%)	$763,100 (+24.4%) Land $150,100 Building $613,000
2025	$8,253.00 (+17.97%)
2023	$6,996.00	$584,367	$613,400 Land $140,100 Building $473,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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