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574 S Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 574 S Ridge Rd E, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,801 sqft · built 1931
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on Record
Last Sale$63,750 (Apr 2016)
Tax Bill$5,839 (2025)
Deeds & MortgagesApr 2024 Mortgage
Sep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN20-028-00-030-00

Property Details

APN / Parcel Number

Primary APN20-028-00-030-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,801 sqft Living Area
Gross Area2,517 sqft
1st Floor Area1,124 sqft
Upper Floors Area562 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1996
Architectural StyleOld Style
Exterior MaterialBrick
Construction TypeFrame
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions280 ft deep x 60 ft wide
TerrainRolling
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area342 sqft
Parking Spaces1 Parking Space
PorchEnclosed Concrete/Masonry Porch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address574 S RIDGE RD E
CityGENEVA
StateOH
Zip44041-7305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 2--16
Legal SubdivisionCONNECTICUT WESTERN RESERVE
Legal Lot Number16
JurisdictionASHTABULA OH
Township / Civil DivisionGENEVA
Census Block Group4
Census Block4026
Census Tract802

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address574 S RIDGE RD E, GENEVA, OH 44041-7305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2016 · Amount on Record
Deed SaleApr 11, 2016 · Amount on Record
Prior SaleNov 14, 2014 · Amount on Record
Deed Document Number20163122
Deed Book / Page609 / 1204
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address574 S RIDGE RD E, GENEVA, OH 44041-7305
Transaction TypeMortgage
Record UpdatedMay 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address574 S RIDGE RD E, GENEVA, OH 44041-7305

Mortgage

Document Number0000002950
DateApr 12, 2024
Book Page816/1100
Instrument2024-00002950
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2044

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address574 S RIDGE RD E, GENEVA, OH 44041-7305
Transaction TypeMortgage
Record UpdatedNov 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address574 S RIDGE RD E, GENEVA, OH 44041-7305

Mortgage

Document Number0000008821
DateSep 26, 2023
Book Page804/2015
Instrument2023-00008821
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,839.00 (+69.39%)$71,580 (-) Land $8,790 Building $62,790$204,500 (-) Land $25,100 Building $179,400
2023$3,447.00 (+29.64%) Homeowner's exemption$71,580 (+38.64%) Land $8,790 Building $62,790$204,500 (+38.64%) Land $25,100 Building $179,400
2022$2,659.00 Homeowner's exemption$51,630 Land $6,760 Building $44,870
2020$147,500 Land $19,300 Building $128,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA CITY PWS
serves 5,924 people · EPA ID OH0401712
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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